--- title: "TRID 2.0 Updates: Post-Consummation Construction Fees" description: Join the First American network of trusted title agents with comprehensive tools and resources. --- - Solutions - [Overview](https://docutech.com/solutions/) - [Document Solutions](https://docutech.com/solutions/document-solutions) - [eClosing](https://docutech.com/solutions/eclosing/) - [Document Generation](https://docutech.com/solutions/document-generation) - [Fulfillment](https://docutech.com/solutions/solutions-fulfillment) - Resources - [Overview](https://docutech.com/resources/) - [Solution Briefs](https://docutech.com/resources/solution-briefs) - [Request a Demo](https://docutech.com/docutech-request-a-demo) - [Compliance](https://docutech.com/resources/compliance) - [Blog](https://blog.docutech.com) - Partners - [Overview](https://docutech.com/partners/) - About Us - [Overview](https://docutech.com/about-us/) - [Contact Us](https://docutech.com/about-us/contact-us) - Let's Talk - Solutions - [Overview](https://www.docutech.com/solutions?hsLang=en) - [Document Solutions](https://www.docutech.com/solutions/document-solutions?hsLang=en) - [eClosing](https://www.docutech.com/solutions/eclosing?hsLang=en) - [Document Generation](https://www.docutech.com/solutions/document-generation?hsLang=en) - [Fulfillment](https://www.docutech.com/solutions/solutions-fulfillment?hsLang=en) - Resources - [Overview](https://www.docutech.com/resources?hsLang=en) - [Solution Briefs](https://www.docutech.com/resources/solution-briefs?hsLang=en) - [Request a Demo](https://www.docutech.com/docutech-request-a-demo?hsLang=en) - [Compliance](https://www.docutech.com/resources/compliance?hsLang=en) - [Blog](https://blog.docutech.com/) - Partners - [Overview](https://www.docutech.com/partners?hsLang=en) - About Us - [Overview](https://www.docutech.com/about-us?hsLang=en) - [Contact Us](https://www.docutech.com/about-us/contact-us?hsLang=en) # TRID 2.0 Updates: Post-Consummation Construction Fees Jun 27, 2018 Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) “TRID 2.0” (82 FR 37656 \[2017\]) amends Regulation Z to require the total of post-consummation draw, inspection, and handling fees to be disclosed in addenda to the Loan Estimate (“LE”) and Closing Disclosure (“CD”). For details about these amendments, please visit our analysis at: [https://compliance.docutech.com/2018/04/02/post-consummation-fees-and-trid/](https://compliance.docutech.com/2018/04/02/post-consummation-fees-and-trid/). To comply with these, we have created a new series of fields identified by the prefix “Post-Closing Construction Fee” (most, but not all, fields within the range FI 121081 through 121478). When any of these contain a value, it will trigger a new table, labelled “Inspection and Handling Fees Collected After Closing”, to appear in an addendum (see 12 CFR Pt. 1026, Supp. I, Paragraphs 37\[f\]\[6\] – 3 & 38\[f\] – 2). The table will be formatted similar to a section appearing in the “Loan Cost” tables on the LE and CD, in order to comply with the requirements of *Ibid.* Paragraphs 37(o)(5) – 5 & 38(t)(5) – 5, which require that any information disclosed on “a separate page” be formatted similar to the LE and CD (albeit on the addendum to the CD, the “Borrower-Paid” and “Seller-Paid” columns will appear without any sub-columns, since all fees disclosed are paid post consummation).   Based on informal, verbal guidance from the BCFP, an itemized list of each of these fees will appear under the heading. A total of such fees will appear at the end, after the caption “Total Inspection and Handling Fees”. These changes will only be in effect if the TRID 2.0 Indicator (FI 118689) is set to “Yes”, starting June 30, 2018. If you have any questions or concerns about these changes, please contact Client Support at 1.800.497.3584. *DR 265418* [Return to Blog](https://compliance.docutech.com) ### Stay informed. --- Subscribe to emails to get notified when new content is published. ### Category / Topics [Document Updates](https://compliance.docutech.com/tag/document-updates) ### Recent Posts #### [Document Updates: Washington Foreclosure Prevention Fee Disclosure (Cx28412)](https://compliance.docutech.com/document-updates-washington-foreclosure-prevention-fee-disclosure-cx28412-1) Jun 27, 2018 #### [Document Updates: New Nebraska Net Tangible Benefit Disclosure (Cx29105)](https://compliance.docutech.com/document-updates-new-nebraska-net-tangible-benefit-disclosure-cx29105) Jun 27, 2018 #### [Document Updates: Request for a Certificate of Eligibility for VA Home Loan Benefits (Cx26687)](https://compliance.docutech.com/document-updates-request-for-a-certificate-of-eligibility-for-va-home-loan-benefits-cx26687) Jun 27, 2018 The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action. 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