Compliance News: Pennsylvania Adjusts Base Figure Amount (2021)

Nov 10, 2020

Topics: In the News, Compliance News Alert

The Pennsylvania Department of Banking and Securities has announced in 50 Pa.B. 6269 (Nov. 7, 2020) that they will be adjusting the “base figure” from $260,404 to $263,975 (see http://www.pacodeandbulletin.gov/Display/pabull?file=/secure/pabulletin/data/vol50/50-45/1544.html). The “base figure” is defined in 41 P.S. § 101 and is a factor in determining what types of loans certain mortgage lending rules apply to (e.g., the prepayment penalty restrictions promulgated under 41 Pa. Cons. Stat. Ann. § 405 and 10 Pa. Code § 7.8). This change takes effect on January 1, 2021.

We are currently reviewing this change to determine any impact, and evaluating any modifications, to our document library and/or systems. Any modifications we make as a result will be announced on our website.

TW 321926

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The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.