--- title: "Document Updates: Delaware Security Instruments (Cx316, Cx475, Cx1345, & Cx19365)" description: Join the First American network of trusted title agents with comprehensive tools and resources. --- - Solutions - [Overview](https://docutech.com/solutions/) - [Document Solutions](https://docutech.com/solutions/document-solutions) - [eClosing](https://docutech.com/solutions/eclosing/) - [Document Generation](https://docutech.com/solutions/document-generation) - [Fulfillment](https://docutech.com/solutions/solutions-fulfillment) - Resources - [Overview](https://docutech.com/resources/) - [Solution Briefs](https://docutech.com/resources/solution-briefs) - [Request a Demo](https://docutech.com/docutech-request-a-demo) - [Compliance](https://docutech.com/resources/compliance) - [Blog](https://blog.docutech.com) - Partners - [Overview](https://docutech.com/partners/) - About Us - [Overview](https://docutech.com/about-us/) - [Contact Us](https://docutech.com/about-us/contact-us) - Let's Talk - Solutions - [Overview](https://www.docutech.com/solutions?hsLang=en) - [Document Solutions](https://www.docutech.com/solutions/document-solutions?hsLang=en) - [eClosing](https://www.docutech.com/solutions/eclosing?hsLang=en) - [Document Generation](https://www.docutech.com/solutions/document-generation?hsLang=en) - [Fulfillment](https://www.docutech.com/solutions/solutions-fulfillment?hsLang=en) - Resources - [Overview](https://www.docutech.com/resources?hsLang=en) - [Solution Briefs](https://www.docutech.com/resources/solution-briefs?hsLang=en) - [Request a Demo](https://www.docutech.com/docutech-request-a-demo?hsLang=en) - [Compliance](https://www.docutech.com/resources/compliance?hsLang=en) - [Blog](https://blog.docutech.com/) - Partners - [Overview](https://www.docutech.com/partners?hsLang=en) - About Us - [Overview](https://www.docutech.com/about-us?hsLang=en) - [Contact Us](https://www.docutech.com/about-us/contact-us?hsLang=en) # Document Updates: Delaware Security Instruments (Cx316, Cx475, Cx1345, & Cx19365) Nov 11, 2020 Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) Delaware recently amended Del. Code Ann. tit. 25, § 2108 by including a new subsection which holds that a mortgage that states that it is “intended to constitute a purchase money mortgage creates a rebuttable presumption that the mortgage is a purchase money mortgage” and, as such, “has preference to and priority over a judgment against the mortgagor or any other lien credited or suffered by the mortgagor” dated before the mortgage, if certain conditions are met. To afford clients this rebuttable presumption, we will be incorporating “Instructions for FNMA Form 3008”, Authorized Change # 5 into the following, standard security instruments: - - - DE Mortgage (Cx316) - DE Mortgage Second (Cx475) - HELOC Mortgage – DE (Cx1345) - FHA DE Mortgage (Cx19365) When field “Print ‘Purchase Money’ in Security Instrument Doc Title” (FI 48407) equals “Yes”, the title of these instruments will change to “Purchase Money Mortgage” and the following parenthetical sentence will appear immediately right after the legal description: “(All or part of the purchase price of the Property is paid for with the money loaned.)” On Cx475, this sentence will be slightly different, since the secured property is not defined (and the proper noun “Property” is not used) until the paragraph after the legal description, in a clause that uses the adverb “hereinafter”. As a result, the sentence will use the common noun “property”. Also, on Cx1345, “Property” will be replaced by the word “Premises”, since this is the term used to reference the secured property throughout the document. These changes will take effect on November 17, 2020. Questions or concerns about this change may be directed towards Client Support at 1.800.497.3584. *TW 321792* *DR 332376* [Return to Blog](https://compliance.docutech.com) ### Stay informed. --- Subscribe to emails to get notified when new content is published. ### Category / Topics [Document Updates](https://compliance.docutech.com/tag/document-updates) ### Recent Posts #### [Document Updates: Wyoming Notice and Explanation of Fee Increase (TRID)(Cx19752) and Wyoming Notice and Explanation of Fee Increase (Cx16634)](https://compliance.docutech.com/document-updates-wyoming-notice-and-explanation-of-fee-increase-tridcx19752-and-wyoming-notice-and-explanation-of-fee-increase-cx16634) Nov 11, 2020 #### [Document Updates: New Jersey Notarial Certificate](https://compliance.docutech.com/document-updates-new-jersey-notarial-certificate) Nov 11, 2020 #### [Document Updates: MD Loan Commitment (Cx4174) and MD Financing Agreement (Cx2171)](https://compliance.docutech.com/document-updates-md-loan-commitment-cx4174-and-md-financing-agreement-cx2171) Nov 11, 2020 The preceding is for informational purposes only and is not and may not be construed as legal advice. 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