---
title: "Document Updates: 203k Applicant Acknowledgement (Cx15487)"
description: Join the First American network of trusted title agents with comprehensive tools and resources.
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# Document Updates: 203k Applicant Acknowledgement (Cx15487)
Nov 13, 2023
Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates)
Our 203(k) Applicant Acknowledgment, Cx15487, contains a paragraph where the applicant can direct how contingency funds they have provided will be refunded. They choose whether the funds will be refunded directly to the person who established the funds, or they may elect to have the funds applied towards the outstanding principal balance of the loan.
Previously these elections were always printed on the document based on the fields sent to ConformX. We are now modifying this document to allow the borrower to make this election during an eSign session if the fields are not sent in the XML file. If FI 22393 “Escrow Holdback Total Cost” is empty or $0.00, borrowers will be able to populate the contingency reserve amount during an eSign session. If FI 100165 “Instructions for Release of Contingency Funds” is NOT 1 ‘Refund to persons who established fund’ or 2 ‘Apply funds to outstanding principal’, optional eSign of one of the boxes will be allowed.
This change is available for testing on and will be effective November 21, 2023. If you have any questions or concerns about this change, please contact Client Support at 1.800.497.3584.
*DR-146634*
###### The preceding is for informational purposes only and is not and may not be construed as legal advice. No third party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
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The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
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