---
title: "Document Updates: Cx1061 Fixed Rate Note Nebraska Second, Cx3044 HELOC Deed of Trust – NE and the Nebraska version of Cx21652 HELOC Agreement"
description: Join the First American network of trusted title agents with comprehensive tools and resources.
---
- Solutions
- [Overview](https://docutech.com/solutions/)
- [Document Solutions](https://docutech.com/solutions/document-solutions)
- [eClosing](https://docutech.com/solutions/eclosing/)
- [Document Generation](https://docutech.com/solutions/document-generation)
- [Fulfillment](https://docutech.com/solutions/solutions-fulfillment)
- Resources
- [Overview](https://docutech.com/resources/)
- [Solution Briefs](https://docutech.com/resources/solution-briefs)
- [Request a Demo](https://docutech.com/docutech-request-a-demo)
- [Compliance](https://docutech.com/resources/compliance)
- [Blog](https://blog.docutech.com)
- Partners
- [Overview](https://docutech.com/partners/)
- About Us
- [Overview](https://docutech.com/about-us/)
- [Contact Us](https://docutech.com/about-us/contact-us)
- Let's Talk
- Solutions
- [Overview](https://www.docutech.com/solutions?hsLang=en)
- [Document Solutions](https://www.docutech.com/solutions/document-solutions?hsLang=en)
- [eClosing](https://www.docutech.com/solutions/eclosing?hsLang=en)
- [Document Generation](https://www.docutech.com/solutions/document-generation?hsLang=en)
- [Fulfillment](https://www.docutech.com/solutions/solutions-fulfillment?hsLang=en)
- Resources
- [Overview](https://www.docutech.com/resources?hsLang=en)
- [Solution Briefs](https://www.docutech.com/resources/solution-briefs?hsLang=en)
- [Request a Demo](https://www.docutech.com/docutech-request-a-demo?hsLang=en)
- [Compliance](https://www.docutech.com/resources/compliance?hsLang=en)
- [Blog](https://blog.docutech.com/)
- Partners
- [Overview](https://www.docutech.com/partners?hsLang=en)
- About Us
- [Overview](https://www.docutech.com/about-us?hsLang=en)
- [Contact Us](https://www.docutech.com/about-us/contact-us?hsLang=en)
# Document Updates: Cx1061 Fixed Rate Note Nebraska Second, Cx3044 HELOC Deed of Trust – NE and the Nebraska version of Cx21652 HELOC Agreement
Nov 5, 2024
Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates)
As part of an ongoing audit of second lien and HELOC documents, we have made the following changes to Cx1061 Fixed Rate Note Nebraska Second, Cx3044 HELOC Deed of Trust – NE and the Nebraska version of Cx21652 HELOC Agreement.
***Cx1061 Fixed Rate Note Nebraska Second and Cx21652 HELOC Agreement***
According to R.R.S. Neb. § 45-1055 the following Notice to Consumer needs to print for installment loans which is defined in R.R.S. Neb. § 45-1002 as “a loan or any extension of credit to a consumer originated or made with an interest rate greater than the maximum interest rate allowed under section 45-101.03 and a principal balance of less than twenty-five thousand dollars”:
NOTICE TO CONSUMER:
1. Do not sign this paper before you read it.
2. You are entitled to a copy of this paper.
3. You may prepay the unpaid balance at any time without penalty and may be entitled to receive a refund of unearned charges in accordance with law.
We have adjusted print conditions so this notice will print only when a loan meets the qualifications of the statute.
In all other circumstances, the following notice will print:
NOTICE TO BORROWER
Do not sign this Agreement if it contains blank spaces.
All spaces should be completed before you sign
***Cx3044 HELOC Deed of Trust – NE***
In order to more closely align with Nebraska Second, we have added Nebraska’s version of a Notice of Default. This notice is outlined in Neb. Rev. St. § 76-1008(1). This notice is not required but many clients choose to have it on their documents. In order to have consistency between Nebraska documents we have added it to Cx3044 HELOC Deed of Trust – NE. This prints when Print Request for Notice of Default (Field 102039) = 1 (Yes).
These changes are available now for testing on Stage & Stage 2 servers and will take effect in Production on November 12, 2024. If you have any questions or concerns about these changes, please contact Client Support at 1.800.497.3584.
*COM-5332
DR-161842*
**Update:**
Nebraska second lien loans that do not meet the qualifications for “installment loans” will also see the aforementioned prepayment statement (“You may prepay the unpaid balance at any time without penalty and may be entitled to receive a refund of unearned charges in accordance with law.”) on Cx1061 “Fixed Rate Note Nebraska Second” if field 1180 “Is There A Prepayment Penalty?” is not ‘Yes’.
We have updated the blank spaces disclosure to make it consistent for all print configurations. This change will be in effect immediately.
*DR-164870*
###### The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third-party should consult with an attorney prior to embarking upon any specific course of action.
[Return to Blog](https://compliance.docutech.com)
### Stay informed.
---
Subscribe to emails to get notified when new content is published.
### Category / Topics
[Document Updates](https://compliance.docutech.com/tag/document-updates)
### Recent Posts
#### [Document Updates: Washington Foreclosure Prevention Fee Disclosure (Cx28412)](https://compliance.docutech.com/document-updates-washington-foreclosure-prevention-fee-disclosure-cx28412-1)
Nov 5, 2024
#### [Document Updates: New Nebraska Net Tangible Benefit Disclosure (Cx29105)](https://compliance.docutech.com/document-updates-new-nebraska-net-tangible-benefit-disclosure-cx29105)
Nov 5, 2024
#### [Document Updates: Request for a Certificate of Eligibility for VA Home Loan Benefits (Cx26687)](https://compliance.docutech.com/document-updates-request-for-a-certificate-of-eligibility-for-va-home-loan-benefits-cx26687)
Nov 5, 2024
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Solutions
- [Overview](https://docutech.com/solutions/)
- [Document Solutions](https://docutech.com/solutions/document-solutions)
- [eClosing](https://docutech.com/solutions/eclosing/)
- [Document Generation](https://docutech.com/solutions/document-generation)
- [Fulfillment](https://docutech.com/solutions/solutions-fulfillment)
Resources
- [Overview](https://docutech.com/resources/)
- [Solution Briefs](https://docutech.com/resources/solution-briefs)
- [Request a Demo](https://docutech.com/docutech-request-a-demo)
- [Compliance](https://docutech.com/resources/compliance)
- [Blog](https://blog.docutech.com)
Partners
- [Overview](https://docutech.com/partners/)
About Us
- [Overview](https://docutech.com/about-us/)
- [Contact Us](https://docutech.com/about-us/contact-us)
Connect
- 1795 International Way
Idaho Falls, ID
83402
- Toll Free [800-497-3584](tel:+8004973584)
- Office [208-715-3186](tel:+2087153186)
- Support [Send a Message](https://docutech.atlassian.net/servicedesk/customer/user/login?destination=portals)
---
- [Privacy Policy](https://www.firstam.com/privacy-policy/)
- [Accessibility](https://www.firstam.com/accessibility/)
- [Terms of Use](https://www.firstam.com/terms-of-use/)
---
©2023 First American Mortgage Solutions, LLC. All rights reserved.
First American Mortgage Solutions, LLC, and its affiliates make no express or implied warranties respecting the information presented and assume no responsibility for errors or omissions. Title insurance and settlement services are provided by First American Title Insurance Company, an affiliate of First American Mortgage Solutions, LLC.
First American, the eagle logo, firstam.com, CleanFile Solutions®, ConformX®, Docutech, the Docutech logo, FirstMod®, and Solex® are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.
MISMO® and SMART Doc® are trademarks of the Mortgage Industry Standards Maintenance Organization.
MERS® is a trademark of MERSCORP Holdings, Inc., doing business as ICE Mortgage Technology. All rights reserved.
Other products and services are or may be trademarks of their respective owners. References to third parties and their products and services are not intended to imply affiliation with or sponsorship of or by First American Financial Corporation and/or its affiliates.
Do Not Sell or Share My Personal Information
Back to top
```json
{
"@context" : "https://schema.org",
"@type" : "BlogPosting",
"author" : {
"@type" : "Person",
"name" : "Abe Skousen",
"url" : "https://compliance.docutech.com/author/abe-skousen"
},
"dateModified" : "2025-07-14T22:32:57.364Z",
"datePublished" : "2024-11-05T18:29:29.000Z",
"headline" : "Document Updates: Cx1061 Fixed Rate Note Nebraska Second, Cx3044 HELOC Deed of Trust – NE and the Nebraska version of Cx21652 HELOC Agreement",
"mainEntityOfPage" : {
"@id" : "https://compliance.docutech.com/2024/11/05/document-updates-cx1061-fixed-rate-note-nebraska-second-cx3044-heloc-deed-of-trust-ne-and-the-nebraska-version-of-cx21652-heloc-agreement",
"@type" : "WebPage"
},
"publisher" : {
"@type" : "Organization",
"logo" : {
"@type" : "ImageObject",
"url" : "https://compliance.docutech.com/hubfs/Docutech_White_RGB-1.png"
},
"name" : "First American Mortgage Solutions"
}
}
```