--- title: Compliance Docutech | Fred Gooch (15) description: Compliance Docutech (15) --- - Solutions - [Overview](https://docutech.com/solutions/) - [Document Solutions](https://docutech.com/solutions/document-solutions) - [eClosing](https://docutech.com/solutions/eclosing/) - [Document Generation](https://docutech.com/solutions/document-generation) - [Fulfillment](https://docutech.com/solutions/solutions-fulfillment) - Resources - [Overview](https://docutech.com/resources/) - [Solution Briefs](https://docutech.com/resources/solution-briefs) - [Request a Demo](https://docutech.com/docutech-request-a-demo) - [Compliance](https://docutech.com/resources/compliance) - [Blog](https://blog.docutech.com) - Partners - [Overview](https://docutech.com/partners/) - About Us - [Overview](https://docutech.com/about-us/) - [Contact Us](https://docutech.com/about-us/contact-us) - Let's Talk - Solutions - [Overview](https://www.docutech.com/solutions?hsLang=en) - [Document Solutions](https://www.docutech.com/solutions/document-solutions?hsLang=en) - [eClosing](https://www.docutech.com/solutions/eclosing?hsLang=en) - [Document Generation](https://www.docutech.com/solutions/document-generation?hsLang=en) - [Fulfillment](https://www.docutech.com/solutions/solutions-fulfillment?hsLang=en) - Resources - [Overview](https://www.docutech.com/resources?hsLang=en) - [Solution Briefs](https://www.docutech.com/resources/solution-briefs?hsLang=en) - [Request a Demo](https://www.docutech.com/docutech-request-a-demo?hsLang=en) - [Compliance](https://www.docutech.com/resources/compliance?hsLang=en) - [Blog](https://blog.docutech.com/) - Partners - [Overview](https://www.docutech.com/partners?hsLang=en) - About Us - [Overview](https://www.docutech.com/about-us?hsLang=en) - [Contact Us](https://www.docutech.com/about-us/contact-us?hsLang=en) Stay ahead with trusted industry insights and compliance updates. 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: 0, "description" : "", "id" : 193004314659, "label" : "State", "language" : null, "lastUsed" : 1753132167000, "livePosts" : 2, "name" : "State", "portalId" : 8616779, "publicUrl" : null, "publicUrls" : null, "slug" : "state", "status" : "active", "totalPosts" : null, "translatedFromId" : null, "translations" : { }, "updated" : 0 }) State ## Global Mapping Update: Closing Disclosure Total of Payments for Forgivable Loans with No Payments Oct 22, 2025 ConformX provides an option to not disclose a final payment of the loan amount for forgivable loans with no monthly loan payments. ConformX now ... Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates), [Closing Disclosure](https://compliance.docutech.com/tag/closing-disclosure) [Read More](https://compliance.docutech.com/global-mapping-update-closing-disclosure-total-of-payments-for-forgivable-loans-with-no-payments) ## Document Updates: Checkbox Logic Update for Oregon Escrow Account Option Notice (Cx2775) Oct 21, 2025 We have updated the “Required Escrow Account” checkbox logic on our Oregon Escrow Account Option Notice (Cx2775) to improve the function of the form. ... Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) [Read More](https://compliance.docutech.com/document-updates-checkbox-logic-update-for-oregon-escrow-account-option-notice-cx2775) ## Document Updates: “Mo.” Abbreviation and ARM Construction to Perm Loans on the LE/CD (Cx18565 and Cx18566) Oct 20, 2025 Construction to Permanent ARM Loans Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) [Read More](https://compliance.docutech.com/document-updates-mo.-abbreviation-and-arm-construction-to-perm-loans-on-the-le/cd-cx18565-and-cx18566) ## Document Update: Logic Update to VA Loan Analysis (Cx5533) Oct 20, 2025 We have made a minor logic change to Cx5533 VA Loan Analysis. We have updated the logic used for box 45b, which asks which automated underwriting ... Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) [Read More](https://compliance.docutech.com/document-update-logic-update-to-va-loan-analysis-cx5533) ## Document Updates: Trigger for Witness Signature Lines on Texas HELOC Deed of Trust (Cx21376) Oct 20, 2025 Texas Property Code § 12.001(b) states: Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) [Read More](https://compliance.docutech.com/document-updates-trigger-for-witness-signature-lines-on-texas-heloc-deed-of-trust-cx21376) ## Document Updates: OR Float or Lock Agreement (Cx4297) Oct 20, 2025 We have made updates to Cx4297 OR Float or Lock Agreement to reflect recent changes to the model form found on the Oregon Division of Financial ... Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) [Read More](https://compliance.docutech.com/document-updates-or-float-or-lock-agreement-cx4297) ## Document Updates: 4506 Copy of Tax Form (Cx23) Oct 20, 2025 Pursuant to our monthly audit of federal agency forms, we have updated Cx23 4506 Copy of Tax Form to match the updated model form. The date has been ... Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) [Read More](https://compliance.docutech.com/document-updates-4506-copy-of-tax-form-cx23) ## Document Updates: 3021 MD Deed of Trust 2021 Security Instruments (Cx25299) Oct 13, 2025 After auditing Cx25299 we made a slight change to the “Return To” language on the first page in the recording section. The language on the FNMA model ... Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) [Read More](https://compliance.docutech.com/document-updates-3021-md-deed-of-trust-2021-security-instruments-cx25299) ## Updates to IN Property Tax Benefits (Cx14885) Oct 6, 2025 Indiana recently enacted major property tax reforms through Senate Enrolled Act 1 (SEA 1) and House Enrolled Act 1427 (HEA 1427). These laws ... Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) [Read More](https://compliance.docutech.com/updates-to-cx14855-in-property-tax-benefits) The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action. ![eSign eClose Icon](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/icon_matrices.svg) ### Matrices Access our compliance matrices. The information provided on these pages was accurate and current as of the original date of publication. - [Cooperative Matrix](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/Cooperative_matrix.v.4.pdf) - [State Disclosure Matrix](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/State_Disclosures_Matrix_v1.xlsx) - [Federal Disclosure Matrix](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/Federal_Matrix.v.5.pdf) - [FHA Disclosure Matrix](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/FHA_Matrix.v.3.pdf) - [FNMA-FHLMC Matrix](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/FNMA-FHLMC_matrix.v.2.pdf) - [Foreign Language Disclosure Matrix](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/Foreign_language_matrix.v.5.pdf) - [Late Fee Matrix](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/Late_Fee_Matrix.v.5.pdf) - [Late Fee ConformX® Matrix](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/Late_fee_ConformX_Matrix.v.4.pdf) - [Net Tangible Benefit Matrix](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/Net_Tangible_Benefits.V.3.pdf) - [Notary Form Acknowledgement](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/Notary_Matrix.v.4.pdf) - [Prepayment Penalty Matrix](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/prepayment_penalty_matrix.v.5.pdf) - [Recordable Instruments Matrix](https://compliance.docutech.com/hubfs/DT/compliance-matrix/Recordable%20Instruments%20Matrix%202022.7.pdf) - [USDA Matrix](https://compliance.docutech.com/hubfs/DT/compliance-matrix/USDA%20Matrix%2020.08.pdf) - [VA Matrix](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/PDFs/VA_Matrix.v.2.pdf) ![eSign eClose Icon](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/icon_disclosure.svg) ### TRID Center Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources. The information provided on these pages was accurate and current as of the original date of publication. - [TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage](https://compliance.docutech.com/2018/08/22/trid-2-0-updates-closing-disclosure-cx18566-and-spanish-closing-disclosure-cx18991-principal-reduction-verbiage/) - [DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID](https://compliance.docutech.com/2018/08/20/di-check-update-warnings-and-errors-for-second-lien-loans-exempt-from-trid/) - [Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID](https://compliance.docutech.com/2018/08/20/global-mapping-updates-field-integrated-disclosure-loan-indicator-and-second-liens-exempt-from-trid/) - [TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.](https://compliance.docutech.com/2018/08/13/trid-2-0-updates-closing-dislcosure-cx18566-and-spanish-closing-disclosure-cx18991-changing-prepaid-interest-from-0-to-0-00/) - [TRID 2.0 Updates: Post-Consummation Construction Fees](https://compliance.docutech.com/2018/06/27/trid-2-0-updates-post-consummation-construction-fees/) - [TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes](https://compliance.docutech.com/2018/06/27/trid-2-0-updates-prepaid-interest-payoffs-and-payments-and-monthly-escrow-payment-changes/) - [TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes](https://compliance.docutech.com/2018/05/24/trid-2-0-document-updates-loan-estimate-cx18565-and-spanish-loan-estimate-cx18990-closing-costs-expiration-changes/) - [System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts](https://compliance.docutech.com/2018/05/24/system-doc-updates-promissory-notes-integrated-disclosures-and-land-trusts/) - [Document Updates: DC Lock-In Agreement (Cx10455)](https://compliance.docutech.com/2018/05/21/document-updates-dc-lock-in-agreement-cx10455/) - [TRID 2.0 and Construction Loans](https://compliance.docutech.com/2018/04/17/trid-2-0-and-construction-loans/) - [TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure](https://compliance.docutech.com/2018/03/27/trid-2-0-change-excluding-npes-from-borrower-on-the-closing-disclosure/) - [Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent](https://compliance.docutech.com/2018/03/19/document-updates-loan-estimate-cx18565-and-closing-disclosure-cx18566-for-construction-to-permanent/) - [TRID 2.0 – What Differs from the Proposed Version](https://compliance.docutech.com/2017/07/14/trid-2-0-differs-proposed-version/) ![eSign eClose Icon](https://17501.fs1.hubspotusercontent-na1.net/hubfs/17501/Docutech/icon_resources.svg) ### URLA Resources View helpful URLA Compliance resource articles and blog posts.     The information provided on these pages was accurate and current as of the original date of publication. - [URLA Resource Center](https://compliance.docutech.com/urla-resource-center/) - [Redesigned Uniform Residential Loan Application](https://compliance.docutech.com/2020/07/28/document-updates-redesigned-uniform-residential-loan-application-cx20667/) - [Compliance News: New URLA Implementation Timeline](https://compliance.docutech.com/2020/04/14/compliance-news-fnma-and-fhlmc-announce-new-urla-implementation-timeline/) - [Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application](https://compliance.docutech.com/2016/10/05/recent-changes-kbyo-proposal-and-new-urla/) - [1003 Demographic Information Addendum](https://compliance.docutech.com/2016/12/02/new-document-1003-demographic-information-addendum-cx20787/) - [URLA and Data Collection Model Form Updates](https://compliance.docutech.com/2017/09/27/compliance-news-urla-and-data-collection-model-form-updates/) - [Updates to New FNMA Form 1003](https://compliance.docutech.com/2017/12/19/11898-2/) - [New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum](https://compliance.docutech.com/2017/12/13/new-field-mapping-configuration-update-print-1003-demographic-information-addendum/) - [ULI on FNMA Form 1003 and Demographic Information Addendum](https://compliance.docutech.com/2017/12/28/document-updates-uli-fnma-form-1003-demographic-information-addendum/) - [FHFA Launches Language Translation Disclosure](https://compliance.docutech.com/2018/10/15/compliance-news-fhfa-launches-language-translation-disclosure/) - [FHFA Outlines Plans for Language Access Support](https://compliance.docutech.com/2018/05/10/compliance-news-fhfa-outlines-plans-for-language-access-support/) - [Notice to Borrowers about Language (Cx22719)](https://compliance.docutech.com/author/fred-gooch/page/compliance.docutech.com/2018/10/25/new-document-notice-to-borrowers-about-language-cx22719/) - [2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077](https://compliance.docutech.com/2020/06/08/announcement-concerning-2009-and-2018-versions-of-fnma-form-1008-fhlmc-form-1077/) - [Updated FNMA Form 1008](https://compliance.docutech.com/2018/12/05/compliance-news-updated-fnma-form-1008/) - [FNMA Form 1008 Changes and Updated Second Home Rider](https://compliance.docutech.com/2019/04/03/compliance-news-more-fnma-form-1008-changes-and-updated-second-home-rider/) - [FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date](https://compliance.docutech.com/2019/10/09/compliance-news-fnma-indefinitely-postpones-form-1008-mandatory-effective-date/) - [Compliance News: Updated FNMA Form 1008](https://compliance.docutech.com/2018/12/05/compliance-news-updated-fnma-form-1008/) - [FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements](https://compliance.docutech.com/2020/06/03/compliance-news-fnma-form-1008-usage-change-and-relaxed-late-charge-requirements/) - [Fannie Mae Selling Guide Announcement](https://singlefamily.fanniemae.com/media/22986/display) - [1008 Uniform Underwriting and Transmittal Summary – 12/2018](https://compliance.docutech.com/2019/03/09/new-document-1008-uniform-underwriting-and-transmittal-summary-12-2018-cx22822/) - [Global Mapping and Document Changes: Redesigned URLA and UUTS](https://compliance.docutech.com/2019/06/10/global-mapping-and-document-changes-redesigned-urla-and-uuts/) - [Document Updates](https://compliance.docutech.com/tag/document-updates/) Subscribe and get the latest information on the state of the digital mortgage and eClosing evolution, regulatory compliance, industry trends, upcoming events, and more. Subscribe Close #### Docutech Blog Subscriptions Close #### Let's Talk Solutions - [Overview](https://docutech.com/solutions/) - [Document Solutions](https://docutech.com/solutions/document-solutions) - [eClosing](https://docutech.com/solutions/eclosing/) - [Document Generation](https://docutech.com/solutions/document-generation) - [Fulfillment](https://docutech.com/solutions/solutions-fulfillment) Resources - [Overview](https://docutech.com/resources/) - [Solution Briefs](https://docutech.com/resources/solution-briefs) - [Request a Demo](https://docutech.com/docutech-request-a-demo) - [Compliance](https://docutech.com/resources/compliance) - [Blog](https://blog.docutech.com) Partners - [Overview](https://docutech.com/partners/) About Us - [Overview](https://docutech.com/about-us/) - [Contact Us](https://docutech.com/about-us/contact-us) Connect - 1795 International Way Idaho Falls, ID 83402 - Toll Free  [800-497-3584](tel:+8004973584) - Office  [208-715-3186](tel:+2087153186) - Support  [Send a Message](https://docutech.atlassian.net/servicedesk/customer/user/login?destination=portals) --- - [Privacy Policy](https://www.firstam.com/privacy-policy/) - [Accessibility](https://www.firstam.com/accessibility/) - [Terms of Use](https://www.firstam.com/terms-of-use/) --- ©2023 First American Mortgage Solutions, LLC. 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