Copy That: Is the CFPB’s “New” Requirement for Copies of the Integrated Disclosures Really New?
By: Timothy A. Raty, Sr. Regulatory Compliance Specialist
“TWICE, adv. Once too often.” (Ambrose Bierce, Devil’s Dictionary)
On June 9, 2020 the CFPB published the following Q&A on their “TILA-RESPA Integrated Disclosure FAQs” webpage:
“Can a creditor require a consumer to sign and return the Loan Estimate or Closing Disclosure?…