---
title: Document Updates: Retirement of Cx12874 “CO Reason for Loan” Form – Colorado Rule Update
description: Join the First American network of trusted title agents with comprehensive tools and resources.
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# Document Updates: Retirement of Cx12874 “CO Reason for Loan” Form – Colorado Rule Update

Oct 28, 2025

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On July 16, 2025, the Colorado Board of Mortgage Loan Originators held a Regular Meeting and Rule-Making Hearing regarding Chapter 5: Professional Standards of the Rules Governing Mortgage Loan Originators (4 CCR 725-3).

During this meeting, the Board voted to repeal Rule 5.7(b), which previously required Mortgage Loan Originators to document in writing the borrower’s reason for seeking a loan. As a result, Docutech will retire form Cx12874 “CO Reason for Loan.”

Cx12874 will continue to generate for clients who maintain custom configurations.

These changes are available for testing on Stage and Stage 2 servers and will take effect on November 4, 2025. If you have any questions or concerns about these changes, please contact Client Support at 1.800.497.3584. 

*LEG-3380*  
*DR-200594*

###### **The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices and such third-party should consult with an attorney prior to embarking upon any specific course of action.**

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