---
title: "Document Updates: Addendum to Adjustable Rate Note/Rider - Non-Assumable (Cx11414 and Cx11415)"
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# Document Updates: Addendum to Adjustable Rate Note/Rider - Non-Assumable (Cx11414 and Cx11415)
Nov 12, 2026
Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates)
The addenda that prints by default with CSTM Custom Programs non-assumable Conventional ARM programs in ConformX have been updated.
**The following changes were made to both Cx11414 and Cx11415:**
- Updated references to “Addendum”, “adjustable rate \[Note\]\[Rider\]”, and “Change Date”;
- Revised the “Amended Provisions” introduction to remove duplicate conflict language already contained in the borrower acknowledgment;
- Updated the lifetime maximum and minimum interest rate limit text to match the standard ARM note and rider; and
- Removed obsolete “LIBOR” index reference from footer coding.
Additional changes were made to each form as follows:
**Addendum to Adjustable Rate Note - Non-Assumable (Cx11414):**
- Added “as amended by applicable documents” to the Security Instrument reference;
- Revised “Some of those conditions are described as follows” to “Some of those conditions are set forth below,”; and
Added a missing period to the final borrower acknowledgment.
**Addendum to Adjustable Rate Rider - Non-Assumable (Cx11415):**
- Removed “ADJUSTABLE RATE” from the document title; and
- Revised the final borrower acknowledgment to state that conflicts are resolved in favor of the Addendum.
These changes are available for testing on Stage & Stage 2 servers and will take effect on November 19, 2026. If you have any questions or concerns, please contact Client Support at 1.800.497.3584.
*LEG-4203
DR-242395*
###### **The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third-party should consult with an attorney prior to embarking upon any specific course of action.**
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The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
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