---
title: "Document Updates: HUD-1 and HUD-1A for HELOCs (Cx14222 and Cx14223)"
description: Join the First American network of trusted title agents with comprehensive tools and resources.
---

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# Document Updates: HUD-1 and HUD-1A for HELOCs (Cx14222 and Cx14223)

Oct 5, 2026

 Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates)

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The Good Faith Estimate (Cx14221) does not print for HELOCs. Under 12 CFR § 1024.7(h), the disclosures required for open-end home-equity plans under 12 CFR § 1026.40 may satisfy the Good Faith Estimate requirements. Appendix A to Regulation X also provides that use of the HUD-1 or HUD-1A is not mandatory for open-end home-equity plans when the applicable Regulation Z requirements are followed.

The HUD-1 (Cx14222) and HUD-1A (Cx14223) previously included references to the Good Faith Estimate and the Comparison of GFE and HUD-1 Charges section for HELOC transactions. Appendix A to Regulation X provides that the comparison section is completed using information and amounts disclosed on the GFE and HUD-1.

Because a Good Faith Estimate is not provided through ConformX for HELOCs, the HUD-1 and HUD-1A have been updated so the following GFE-related information no longer prints for HELOCs:

- References to corresponding GFE line numbers; and
- The Comparison of GFE and HUD-1 Charges section.

These changes only affect HELOCs. The existing GFE references and comparison information remain available on the HUD-1 and HUD-1A for applicable closed-end loans.

These changes are available for testing on Stage & Stage 2 servers and will take effect on October 13, 2026. If you have any questions or concerns, please contact Client Support at 1.800.497.3584.

*COM-7798*  
*LEG-4114*  
*DR-236322*

###### **The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third-party should consult with an attorney prior to embarking upon any specific course of action.**

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<https://compliance.docutech.com/document-updates-addition-of-second-set-of-print-conditions-to-west-virginia-supplemental-closing-statement-cx19709>

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<https://compliance.docutech.com/document-updates-updated-cfpb-your-home-loan-toolkit-booklet>

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The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.

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