Document Updates: “Non-Permanent Resident Alien” Selection on 1003 Uniform Residential Loan Application 1/2021 (Cx20667 and Cx20668)
Nov 19, 2025
In a continuing effort to improve notary processes, Docutech has updated the borrower notary acknowledgment and jurat blocks on several documents.
Notary Acknowledgment vs. Jurat
The purpose of a notary acknowledgment is to verify the identity of the signer and confirm that they voluntarily signed the document. Notary acknowledgments are commonly used on security instruments, powers of attorney, and disclosures.
The purpose of a jurat is to verify the identity of the signer AND require the signer to swear or affirm that the contents of the document are true. Jurats are commonly used on affidavits, declarations, and verifications.
Jurat Standardization Project
Previously, Docutech completed a project to standardize notary acknowledgment logic and text across various recordable documents. Docutech has now extended this project to jurat blocks. Jurat blocks have been thoroughly updated and audited for text and logic compared against current state statutes and regulations for Ink Sign, Remote Online Notary (RON), and In-Person Electronic Notary (IPEN). The standardized jurats will allow for documents to be adjusted more easily when statutes and regulations change and to streamline new document creation.
The following multistate documents will now include the updated jurat logic, tailored to the state selected when the document is created:
- Cx15 - Occupancy Statement
- Cx43 - Manufactured Home Affixation Affidavit
- Cx865 - Signature/Name Affidavit
- Cx7965 - Signature/Name Affidavit (NPE)
The following state-specific documents will also include the updated jurat logic:
- Cx1419 - NY Smoke Alarm Affidavit
- Cx3539 - MD First Time Home Buyer Affidavit
- Cx3684 - TX Affidavit of Reasonable Costs on Homestead Property Refinance
- Cx4989 - Affidavit of No Further Encumbrances – COOP
- Cx5008 - TX Owner’s Affidavit of Compliance
- Cx5010 - TX Home Equity Owner’s Affidavit Acknowledging Lender’s Compliance
- Cx14622 - NY Section 22 Affidavit
- Cx16251 - NY CEMA GAP – Affixation Affidavit
- Cx19609 - TX Homestead Affidavit
- Cx22480 - MS Affidavit of Commencement
- Cx22939 - Affidavit of No Further Encumbrances – HELOC COOP
- Cx24271 - NY CEMA Section 255 Tax Affidavit
- Cx26347 - LA Documentary Transaction Tax Affidavit
Standardization of Loan Modification Borrower Notary Acknowledgment
Docutech’s generic Loan Modification documents are based on Fannie Mae’s Fixed Loan Modification Agreement (FNMA Form 3179) and Fannie Mae’s ARM Loan Modification Agreement (FNMA Form 3161). To ensure consistency across document types, generic Loan Modification documents will now use the same borrower notary acknowledgment block code used in Docutech’s standard security instruments. This update has been made to the following documents:
- Cx1701 - 3179 FNMA Loan Modification Agreement – Fixed
- Cx4888 - 3161 FNMA Loan Modification Agreement – ARM
- Cx10514 - 3161 FNMA Loan Modification Agreement – ARM
- Cx10515 - 3179 FNMA Loan Modification Agreement – Fixed
Kansas and North Carolina Remote Online Notary Block Changes
Kansas
Kan. Admin. Regs. § 7-43-17(b) states:
When a notary public performs a notarial act for a remotely located individual, the notarial certificate shall contain a statement substantially as follows: “This notarial act involved the use of audiovisual communication technology.”
Per this instruction, the language in the Kansas RON acknowledgment now reads:
This instrument was acknowledged before me on ________, ______, by _________________________________________________________________.
This notarial act involved the use of audiovisual communication technology.
The Kansas RON jurat now reads:
Signed and sworn to (or affirmed) before me on this ______ day of ________, ______, by _________________________________________________________________.
This notarial act involved the use of audiovisual communication technology.
North Carolina
N.C. Gen. Stat. Ann. § 10B-134.1 states:
(7) Remote electronic notarial certificate.--The portion of a notarized electronic document that is completed by the electronic notary and contains all of the following:
- The electronic notary's electronic signature and the electronic notary's electronic seal.
- The facts attested to by the electronic notary in a particular notarization.
- A statement in the acknowledgment, jurat, or verification certificate identifying where the remotely located principal was physically located at the time of the remote electronic notarization.
- A statement that the notarization is a remote electronic notarization performed using communication technology by an electronic notary.
Per this instruction, the language in the North Carolina RON acknowledgment now reads:
I certify that the following person(s) personally appeared before me this day, each acknowledging to me that he or she signed the foregoing document:
________________________________________________________________________
who declared that (he)(she)(they) (is)(are) located in [FI 174643 Security Instrument Notary Physical Location of Signers].
This notarization is a remote electronic notarization performed using communication technology by an electronic notary.
The North Carolina RON jurat now reads:
Signed and sworn to (or affirmed) before me on this ____day of _______, ______, by
_________________________________________________________________________,
who declared that (he)(she)(they) (is)(are) located in [FI 174643 Security Instrument Notary Physical Location of Signers].
This notarization is a remote electronic notarization performed using communication technology by an electronic notary.
These changes will appear on the following state-specific security instruments:
- Cx25295 - 3017 KS Mortgage 2021
- Cx26132 - FHA KS Mortgage 2021
- Cx483 - KS Mortgage Second
- Cx2183 - HELOC Mortgage – KS
- Cx25312 - 3034 NC Deed of Trust 2021
- Cx26151 - FHA NC Deed of Trust 2021
- Cx494 - NC Deed of Trust Second
- Cx1395 - HELOC Deed of Trust - NC
The following multistate documents will print the appropriate Kansas and North Carolina RON acknowledgments:
- Cx6874 - Manufactured Home Limited Power of Attorney
- Cx22294 - 3732 FNMA Renovation Loan Rider to Security Instrument
- Cx22295 - 3731 FNMA Renovation Loan Agreement
- Cx22651 - 3735 FNMA Construction Loan Agreement
- Cx22653 - 3737 FNMA Construction Loan Rider to Security Instrument
- Cx23607 - Community Land Trust Ground Lease Rider
Effective Date
In an effort to provide a prolonged testing period, these notary block changes are available for testing on State & Stage 2 servers and will take effect on December 17, 2025. If you have any questions or concerns, please contact Client Support at 1.800.497.3584.
DR-170172
DR-184885
DR-198424
DR-198430
DR-203117
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third-party should consult with an attorney prior to embarking upon any specific course of action.
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.