California Assembly Bill 2424 adds a requirement to California Civil Code § 2932.2 for mortgagee, beneficiary or authorized agent to provide a disclosure notifying buyers of properties with four units or less that a third party such as a family member,…
As part of an ongoing audit of second lien and HELOC documents, we have made the following changes to Cx1061 Fixed Rate Note Nebraska Second, Cx3044 HELOC Deed of Trust – NE and the Nebraska version of Cx21652 HELOC Agreement….
Texas case law precedent holds that the homestead of a borrower can be established even without a written designation. Blake v. Fuller, 184 184 S.W.2d 148,151 [Tex. Civ. App. 1944].
The TX Homestead Affidavit, Cx19609, was created to satisfy the provisions of Tex….
All post-2021 first lien closed end standard security instruments in ConformX share the same logic in the notary acknowledgment area. This notary acknowledgment coding prints different text and content on the security instrument based on Property State (FI 1714) and Security Instrument Notary Type of Presence (FI 137249)….
Clients who have not yet submitted any needed customizations to accurately disclose their ROV process in Cx27674 “Notice of Right to Request a Reconsideration of Value (ROV)” are asked to contact Docutech’s Client Support immediately in order to meet the go-live date of October 31,…
The contact information of the three major credit reporting agencies (Equifax, Experian, and Transunion) is disclosed (as applicable) on the following documents for the following reasons:
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We have updated Cx1330 (NH HELOC Mortgage) to add field 152399 “Full Security Instrument Borrower Definition Mailing Address” to the logic so that if clients send a mailing address in Field 152399, we will populate that address instead of the property address….
Pursuant to our monthly audit of federal agency forms, we have updated Cx13513 “FHA Loan Underwriting and Transmittal Summary” and Cx17814 “Borrowers Contract Hotel and Transient – Condo”.
Included in the Cx13513 updates are:
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According to 104 Ky. Admin. Regs. §1:010(4), A person or entity engaged in real estate or real estate-related transactions must provide to owners and customers at the time of sale, purchase rental, insuring or financing of real property, a copy of the pamphlet “What Kentucky Fair Housing Law Means”. …
According to Mass. Gen. Laws Chapter 183, Section 21, the “power” or “power of sale” in a foreclosure proceeding is referenced as the “Statutory Power of Sale”. This power can be incorporated by reference but case law states that in order for a mortgagee to foreclose without obtaining prior judicial authorization upon default the mortgage must include the power or sale (see Culhane v….
