Stay ahead with trusted industry insights and compliance updates.
Document Updates: West Virginia Ability-to-Repay Worksheet (Cx21375)
Apr 22, 2026
Earlier this month, the West Virginia Division of Financial Institutions adopted provisions relating to its Residential Mortgage Lenders, Brokers, ...
Topics: Document Updates
Document Updates: Upon Request Option for Dual Disclosure of Texas 50(a)(6) & 50(f)(2) Notices Concerning Extensions of Credit in English & Spanish
Apr 22, 2026
For both Texas 50(a)(6) home equity loans and Texas 50(f)(2) non-home equity loan conversions, the timing requirements for the delivery of their ...
Document Update: Construction Version of California HELOC Deed of Trust (Cx1362)
Apr 21, 2026
To help meet certain recording requirements, we updated the construction version of Cx1362 ("HELOC Deed of Trust - CA") as follows:
Topics: Document Updates
Document Updates: New Loan Estimate (Cx18565) Field 193993 Truncate ARM Fixed Period On LE Product Description
Apr 20, 2026
The Official Interpretation of 12 CFR § 1026.37(a)(10)-3(i) states:
Topics: Global Mapping Changes
Global Mapping Changes: 2026 Update to IRS “Tax Return End Date” Default Values
Apr 20, 2026
IRS Forms 4506-C (Cx3095 and Cx17841) and 4506 (Cx23) are used to request a tax return transcript or a copy of a tax return from the IRS. These forms ...
Topics: Global Mapping Changes
Global Required Field Prompt Update: Mortgage Insurance Premium, 1st Renewal Percent (FI 1104)
Apr 13, 2026
Global Required Field Prompt Update: Mortgage Insurance Premium, 1st Renewal Percent (FI 1104)
Topics: Document Updates
Document Updates: MERS Language Added to Several Documents
Apr 9, 2026
We’ve added new functionality to several Request for Notice of Default and related documents to include MERS (Mortgage Electronic Registration ...
Topics: Document Updates
Document Updates: Tennessee and West Virginia Security Instrument Residency Logic (Various Documents)
Apr 3, 2026
Tennessee and West Virginia are trustee states that require the named trustee to be a resident of the state. See Tenn. Code Ann. § 66-24-1323 and W. ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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