Stay ahead with trusted industry insights and compliance updates.
Document Update: New VantageScore 4.0 Credit Score Model Type
Apr 30, 2026
New VantageScore 4.0 Credit Score Model Implementation
Topics: Document Updates
Document Update: Manufactured Home Affixation Affidavit (Cx28947)
Apr 29, 2026
We recently created a new Manufactured Home Affixation Affidavit document (Cx28947) that can be used as a standalone, recordable document.
Topics: Document Updates
Document Update: Georgia Nonrecurring Intangible Recording Tax Language Added to Security Deeds
Apr 29, 2026
The Georgia intangible recording tax is a one-time excise tax imposed on the principal amount of long-term debt secured by Georgia real property and ...
Topics: Document Updates
Document Updates: West Virginia Ability-to-Repay Worksheet (Cx21375)
Apr 22, 2026
Earlier this month, the West Virginia Division of Financial Institutions adopted provisions relating to its Residential Mortgage Lenders, Brokers, ...
Topics: Document Updates
Document Updates: Upon Request Option for Dual Disclosure of Texas 50(a)(6) & 50(f)(2) Notices Concerning Extensions of Credit in English & Spanish
Apr 22, 2026
For both Texas 50(a)(6) home equity loans and Texas 50(f)(2) non-home equity loan conversions, the timing requirements for the delivery of their ...
Document Update: Construction Version of California HELOC Deed of Trust (Cx1362)
Apr 21, 2026
To help meet certain recording requirements, we updated the construction version of Cx1362 ("HELOC Deed of Trust - CA") as follows:
Topics: Document Updates
Document Updates: New Loan Estimate (Cx18565) Field 193993 Truncate ARM Fixed Period On LE Product Description
Apr 20, 2026
The Official Interpretation of 12 CFR § 1026.37(a)(10)-3(i) states:
Topics: Global Mapping Changes
Global Mapping Changes: 2026 Update to IRS “Tax Return End Date” Default Values
Apr 20, 2026
IRS Forms 4506-C (Cx3095 and Cx17841) and 4506 (Cx23) are used to request a tax return transcript or a copy of a tax return from the IRS. These forms ...
Topics: Global Mapping Changes
Global Required Field Prompt Update: Mortgage Insurance Premium, 1st Renewal Percent (FI 1104)
Apr 13, 2026
Global Required Field Prompt Update: Mortgage Insurance Premium, 1st Renewal Percent (FI 1104)
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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