---
title: "Document Updates: New York Second Mortgage (Cx501)"
description: Docutech updates Paragraph 20(B)(iii) in Cx501 “NY Mortgage Second” to provide a 30-day default cure period, aligning with Fannie Mae/Freddie Mac standards.
---

[Compliance Docutech](https://compliance.docutech.com)

# [Document Updates: New York Second Mortgage (Cx501)](https://compliance.docutech.com/document-updates-new-york-second-mortgage-cx501)

 Written by [Fred Gooch](https://compliance.docutech.com/author/fred-gooch) | Nov 12, 2025 5:46:17 PM

New York law does not indicate a specific number of days for a borrower to cure a mortgage default. However, since 1996, the language in the Fannie Mae/Freddie Mac First Lien Uniform Instrument for New York shows the number of days for a borrower to cure a default to be at least 30 days from the date on which the notice of default is given.

See 1 Bergman on New York Mortgage Foreclosures § 4.04A.

For consistency between documents, Docutech has updated Paragraph 20(B)(iii) in Cx501 “NY Mortgage Second” to reflect a 30-day cure instead of a 10-day cure.

These changes are available for testing on Stage & Stage 2 servers and will take effect on November 19, 2025. If you have any questions or concerns about these changes, please contact Client Support at 1.800.497.3584.

*COM-6782  
DR-201331*

###### **The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.**

[View full post](https://compliance.docutech.com/document-updates-new-york-second-mortgage-cx501)

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