---
title: "Compliance News: FNMA Modifies Authorized Changes to Form 3047"
description: Join the First American network of trusted title agents with comprehensive tools and resources.
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# Compliance News: FNMA Modifies Authorized Changes to Form 3047
Apr 28, 2021
Topics: [In the News](https://compliance.docutech.com/tag/in-the-news), [Compliance News Alert](https://compliance.docutech.com/tag/compliance-news-alert)
In an email sent this morning (Subject: CU Update, Quality Insider, Remote Work Lender Survey, and More), FNMA announced the following:
“We’ve updated the instructions to the Virginia Deed of Trust (Form 3047) to reflect a revised authorized change applicable to eligible refinance transactions.”
The revised Instructions to Form 3047 show that Authorized Change # 13 has been deleted, while Authorized Change # 15 has been modified to state the following:
“Lenders MAY add the following language in bold-face or capitalized letters just before the Definitions (but after the Lender, Borrower, Trustee granting clause), if the mortgage is an eligible refinance transaction under Virginia Code Annotated Section 55.1-319(B):
*This is a refinance of a (Deed of Trust, Mortgage, or other security interest) recorded in the clerk’s office, Circuit Court of (name of county or city), Virginia, in Deed Book \_\_\_, page \_\_\_\_, in the original principal amount of \_\_\_\_\_\_\_\_\_, and with the outstanding principal balance which is \_\_\_\_\_\_\_\_\_\_\_ which had an interest rate of \_\_\_% per annum.”*
These changes are likely due to the ones which the Commonwealth of Virginia made to their Code this past February, which take effect on July 1, 2021 (see [https://compliance.docutech.com/2021/03/02/compliance-news-virginia-changes-certain-security-instrument-requirements/](https://compliance.docutech.com/2021/03/02/compliance-news-virginia-changes-certain-security-instrument-requirements/) for details).
We are currently reviewing this announcement to determine any impact, and evaluating any modifications, to our document library and/or systems. Any modifications we make as a result will be announced on our website ([https://compliance.docutech.com/](https://compliance.docutech.com/)).
*TW 335240 *
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