---
title: "Document Update: NJ Application and Disclosure Form (Cx21702)"
description: Join the First American network of trusted title agents with comprehensive tools and resources.
---
- Solutions
- [Overview](https://docutech.com/solutions/)
- [Document Solutions](https://docutech.com/solutions/document-solutions)
- [eClosing](https://docutech.com/solutions/eclosing/)
- [Document Generation](https://docutech.com/solutions/document-generation)
- [Fulfillment](https://docutech.com/solutions/solutions-fulfillment)
- Resources
- [Overview](https://docutech.com/resources/)
- [Solution Briefs](https://docutech.com/resources/solution-briefs)
- [Request a Demo](https://docutech.com/docutech-request-a-demo)
- [Compliance](https://docutech.com/resources/compliance)
- [Blog](https://blog.docutech.com)
- Partners
- [Overview](https://docutech.com/partners/)
- About Us
- [Overview](https://docutech.com/about-us/)
- [Contact Us](https://docutech.com/about-us/contact-us)
- Let's Talk
- Solutions
- [Overview](https://www.docutech.com/solutions?hsLang=en)
- [Document Solutions](https://www.docutech.com/solutions/document-solutions?hsLang=en)
- [eClosing](https://www.docutech.com/solutions/eclosing?hsLang=en)
- [Document Generation](https://www.docutech.com/solutions/document-generation?hsLang=en)
- [Fulfillment](https://www.docutech.com/solutions/solutions-fulfillment?hsLang=en)
- Resources
- [Overview](https://www.docutech.com/resources?hsLang=en)
- [Solution Briefs](https://www.docutech.com/resources/solution-briefs?hsLang=en)
- [Request a Demo](https://www.docutech.com/docutech-request-a-demo?hsLang=en)
- [Compliance](https://www.docutech.com/resources/compliance?hsLang=en)
- [Blog](https://blog.docutech.com/)
- Partners
- [Overview](https://www.docutech.com/partners?hsLang=en)
- About Us
- [Overview](https://www.docutech.com/about-us?hsLang=en)
- [Contact Us](https://www.docutech.com/about-us/contact-us?hsLang=en)
# Document Update: NJ Application and Disclosure Form (Cx21702)
Jul 6, 2021
Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates)
Due to a recent document audit, we are updating our version of NJ Application and Disclosure (our form Cx21702), to align with the [model form](https://www.state.nj.us/dobi/division_banking/ocf/NJ_Application_Disclosure_Form_20170927.pdf) that is published by the NJ Department of Banking and Insurance.
This form is required to be provided to customers, in connection to close-ended mortgage loans, secured by a first mortgage on real property on which there are 1-to-4 dwelling units under the New Jersey Residential Mortgage Lending Act pursuant to N.J. Admin. Code § 3:1-16.3(a) .
The NJ Model form specifically states on Item 4 that:
The **“Total Fee Amount”** stated below must equal the total of the “Origination Charges” stated in **Box A** of your **“Loan Estimate.”**
The rule that governs the Loan Estimate Section A is 12 CFR 1026.37 (f) (1), which is subject to the rounding rule found under 1026.37(o)(4)(i)(A) that states:
The dollar amounts required to be disclosed by paragraphs (b)(6) and (7), (c)(1)(iii), (c)(2)(ii) and (iii), (c)(4)(ii), (f), (g), (h), (i), and (l) of this section shall be rounded to the nearest whole dollar.
N.J. Admin. Code § 3:1-16.3(a)(1) does not give specific guidance regarding if the fees should be reflected on the NJ Application and Disclosure as a rounded or unrounded number. Therefore, based on the instructions found on the NJ application Disclosure, we are updating Cx21702 so that the rounded number for the total origination charges found in Section A is duplicated from the Loan Estimate generically. This means that the unrounded amount, field 82329 Fee Section A Borrower (or All) Total, is being replaced with the rounded value, field 95486 Fee Section A Borrower (or All) Total Rounded, to better reflect the actual figure printing on the Loan Estimate.
This change will be in effect on July 10, 2021. If you have any questions or concerns about this change, please contact Client Support at 1.800.497.3584.
*DR 348430*
[Return to Blog](https://compliance.docutech.com)
### Stay informed.
---
Subscribe to emails to get notified when new content is published.
### Category / Topics
[Document Updates](https://compliance.docutech.com/tag/document-updates)
### Recent Posts
#### [Document Updates: Washington Foreclosure Prevention Fee Disclosure (Cx28412)](https://compliance.docutech.com/document-updates-washington-foreclosure-prevention-fee-disclosure-cx28412-1)
Jul 6, 2021
#### [Document Updates: New Nebraska Net Tangible Benefit Disclosure (Cx29105)](https://compliance.docutech.com/document-updates-new-nebraska-net-tangible-benefit-disclosure-cx29105)
Jul 6, 2021
#### [Document Updates: Request for a Certificate of Eligibility for VA Home Loan Benefits (Cx26687)](https://compliance.docutech.com/document-updates-request-for-a-certificate-of-eligibility-for-va-home-loan-benefits-cx26687)
Jul 6, 2021
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Solutions
- [Overview](https://docutech.com/solutions/)
- [Document Solutions](https://docutech.com/solutions/document-solutions)
- [eClosing](https://docutech.com/solutions/eclosing/)
- [Document Generation](https://docutech.com/solutions/document-generation)
- [Fulfillment](https://docutech.com/solutions/solutions-fulfillment)
Resources
- [Overview](https://docutech.com/resources/)
- [Solution Briefs](https://docutech.com/resources/solution-briefs)
- [Request a Demo](https://docutech.com/docutech-request-a-demo)
- [Compliance](https://docutech.com/resources/compliance)
- [Blog](https://blog.docutech.com)
Partners
- [Overview](https://docutech.com/partners/)
About Us
- [Overview](https://docutech.com/about-us/)
- [Contact Us](https://docutech.com/about-us/contact-us)
Connect
- 1795 International Way
Idaho Falls, ID
83402
- Toll Free [800-497-3584](tel:+8004973584)
- Office [208-715-3186](tel:+2087153186)
- Support [Send a Message](https://docutech.atlassian.net/servicedesk/customer/user/login?destination=portals)
---
- [Privacy Policy](https://www.firstam.com/privacy-policy/)
- [Accessibility](https://www.firstam.com/accessibility/)
- [Terms of Use](https://www.firstam.com/terms-of-use/)
---
©2023 First American Mortgage Solutions, LLC. All rights reserved.
First American Mortgage Solutions, LLC, and its affiliates make no express or implied warranties respecting the information presented and assume no responsibility for errors or omissions. Title insurance and settlement services are provided by First American Title Insurance Company, an affiliate of First American Mortgage Solutions, LLC.
First American, the eagle logo, firstam.com, CleanFile Solutions®, ConformX®, Docutech, the Docutech logo, FirstMod®, and Solex® are registered trademarks or trademarks of First American Financial Corporation and/or its affiliates.
MISMO® and SMART Doc® are trademarks of the Mortgage Industry Standards Maintenance Organization.
MERS® is a trademark of MERSCORP Holdings, Inc., doing business as ICE Mortgage Technology. All rights reserved.
Other products and services are or may be trademarks of their respective owners. References to third parties and their products and services are not intended to imply affiliation with or sponsorship of or by First American Financial Corporation and/or its affiliates.
Do Not Sell or Share My Personal Information
Back to top
```json
{
"@context" : "https://schema.org",
"@type" : "BlogPosting",
"author" : {
"@type" : "Person",
"name" : "Abe Skousen",
"url" : "https://compliance.docutech.com/author/abe-skousen"
},
"dateModified" : "2026-02-20T19:47:39.744Z",
"datePublished" : "2021-07-06T07:00:00.000Z",
"headline" : "Document Update: NJ Application and Disclosure Form (Cx21702)",
"mainEntityOfPage" : {
"@id" : "https://compliance.docutech.com/2021/07/06/document-update-nj-application-and-disclosure-form-cx21702",
"@type" : "WebPage"
},
"publisher" : {
"@type" : "Organization",
"logo" : {
"@type" : "ImageObject",
"url" : "https://compliance.docutech.com/hubfs/Docutech_White_RGB-1.png"
},
"name" : "First American Mortgage Solutions"
}
}
```