After an in-depth review of Missouri notary law, specifically VAMS 486.600, it was noted that it makes more sense for notarial certificates on the Signature Name Affidavit (Cx865) to be jurats rather than acknowledgments. To be in better compliance with this statute, we have changed the notarial certificate from an acknowledgement to a jurat.
In addition, during COVID, many states enacted executive orders to allow for remote online notary (RON) and in person electronic notary (IPEN). Missouri was one of these states. When the executive order expired, Missouri codified provisions allowing for RON in VAMS 486.1175 and IPEN in VAMS 486.750. We have updated the Missouri version of the following documents to comply with these statutes:
Cx4 Compliance Agreement
Cx15 Occupancy Statement
Cx43 Manufactured Home Affixation Affidavit
Cx491 MO Deed of Trust Second
Cx865 Signature/Name Affidavit
Cx1355 HELOC Deed of Trust – MO
Cx1701 Loan Modification Agreement – Fixed
Cx4888 Loan Modification Agreement – ARM
Cx6874 Manufactured Home Limited Power of Attorney
Cx7965 Signature/Name Affidavit (NPE)
Cx10514 Loan Modification Agreement – ARM
Cx10515 Loan Modification Agreement – Fixed
Cx19383 FHA MO Deed of Trust
Cx23607 Community Land Trust Ground Lease Rider
Cx22651 Post-Closing Cover Letter
Cx22294 HomeStyle Renovation Loan Rider
Cx22295 HomeStyle Renovation Loan Agreement
Cx25304 MO Deed of Trust 2021
These changes will be in effect on Production on August 16, 2023. If you have any questions or concerns about these changes, please contact Client Support at 1.800.497.3584.
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.