--- title: "Document Updates: Fixed Rate Note New Jersey Second (Cx1063) and New Jersey HELOC Agreement (Cx21652)" description: Join the First American network of trusted title agents with comprehensive tools and resources. --- - Solutions - [Overview](https://docutech.com/solutions/) - [Document Solutions](https://docutech.com/solutions/document-solutions) - [eClosing](https://docutech.com/solutions/eclosing/) - [Document Generation](https://docutech.com/solutions/document-generation) - [Fulfillment](https://docutech.com/solutions/solutions-fulfillment) - Resources - [Overview](https://docutech.com/resources/) - [Solution Briefs](https://docutech.com/resources/solution-briefs) - [Request a Demo](https://docutech.com/docutech-request-a-demo) - [Compliance](https://docutech.com/resources/compliance) - [Blog](https://blog.docutech.com) - Partners - [Overview](https://docutech.com/partners/) - About Us - [Overview](https://docutech.com/about-us/) - [Contact Us](https://docutech.com/about-us/contact-us) - Let's Talk - Solutions - [Overview](https://www.docutech.com/solutions?hsLang=en) - [Document Solutions](https://www.docutech.com/solutions/document-solutions?hsLang=en) - [eClosing](https://www.docutech.com/solutions/eclosing?hsLang=en) - [Document Generation](https://www.docutech.com/solutions/document-generation?hsLang=en) - [Fulfillment](https://www.docutech.com/solutions/solutions-fulfillment?hsLang=en) - Resources - [Overview](https://www.docutech.com/resources?hsLang=en) - [Solution Briefs](https://www.docutech.com/resources/solution-briefs?hsLang=en) - [Request a Demo](https://www.docutech.com/docutech-request-a-demo?hsLang=en) - [Compliance](https://www.docutech.com/resources/compliance?hsLang=en) - [Blog](https://blog.docutech.com/) - Partners - [Overview](https://www.docutech.com/partners?hsLang=en) - About Us - [Overview](https://www.docutech.com/about-us?hsLang=en) - [Contact Us](https://www.docutech.com/about-us/contact-us?hsLang=en) # Document Updates: Fixed Rate Note New Jersey Second (Cx1063) and New Jersey HELOC Agreement (Cx21652) Jun 18, 2024 Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) According to NJ Stat. Ann. §17:11C-78(a) a second mortgage loan shall “be in the form of a promissory note for a closed-end loan, and in the form of a loan agreement for an open-end loan, and shall be identifiable by the use of the words “SECONDARY MORTGAGE LOAN” printed prominently, in 14-point bold type or larger, centered and at the top of the promissory note or loan agreement.” We have made a small adjustment to Cx1063 (Fixed Rate Note New Jersey Second) by adding the word “NOTE” in the title of the document, directly below “SECONDARY MORTGAGE LOAN” to identify that the instrument is a note.  Additionally, we have added “SECONDARY MORTGAGE LOAN” to Cx21652 (New Jersey HELOC Agreement) in accordance with §17:11C-78(a) when lien position is second lien. Additionally, Subsection (c) requires that a “NOTICE TO BORROWER” statement be “printed prominently….in 10-point bold type or larger, directly above the space provided for the signature of the borrower”.   We have updated Cx21652 (New Jersey HELOC Agreement) by adding this NOTICE TO BORROWER language when the lien position is a second lien.  We have also updated Cx1063 (Fixed Rate Note New Jersey Second) by adjusting the language to track the language exactly as provided in subsection (c). These changes are available for testing on Stage & Stage 2 servers and will take effect on June 25, 2024. If you have any questions or concerns about these changes, please contact Client Support at 1.800.497.3584. *DR-151047* ###### The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third-party should consult with an attorney prior to embarking upon any specific course of action. [Return to Blog](https://compliance.docutech.com) ### Stay informed. --- Subscribe to emails to get notified when new content is published. ### Category / Topics [Document Updates](https://compliance.docutech.com/tag/document-updates) ### Recent Posts #### [Document Updates: Washington Foreclosure Prevention Fee Disclosure (Cx28412)](https://compliance.docutech.com/document-updates-washington-foreclosure-prevention-fee-disclosure-cx28412-1) Jun 18, 2024 #### [Document Updates: New Nebraska Net Tangible Benefit Disclosure (Cx29105)](https://compliance.docutech.com/document-updates-new-nebraska-net-tangible-benefit-disclosure-cx29105) Jun 18, 2024 #### [Document Updates: Request for a Certificate of Eligibility for VA Home Loan Benefits (Cx26687)](https://compliance.docutech.com/document-updates-request-for-a-certificate-of-eligibility-for-va-home-loan-benefits-cx26687) Jun 18, 2024 The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action. 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