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07.05.11

Latest Edition of the DocuTech Late Fee Matrix

DocuTech Corporation is pleased to announce that it has finished its 2011 Late Fee Matrix. The Matrix sets forth the generic late fee defaults that print in our client’s mortgage loan documents based upon the state that the secured property is located in and the loan’s terms….

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07.01.11

FHA Security Instrument Updates

The DocuTech Compliance Department has been conducting a review of the standard FHA Security Instruments. As part of this process, the non-uniform covenants in several of these documents have been modified to more closely match the non-uniform covenants in the FNMA Security Instruments as required by FHA Single Family Guide 4155.2 ch. 6 B.2.e.

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06.29.11

Truth-in-Lending Property Insurance Minor Language Modification

The “Property Insurance” section of the Federal Truth-in-Lending Disclosure Statement currently reads as follows:

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06.27.11

FNMA 1003 Formatting Update

Formatting and functionality of the FNMA Form 1003 Uniform Residential Loan Application (cx4193) has been updated.

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06.24.11

FHA Informed Consumer Choice Disclosure Notice Update

The ConformX FHA Informed Consumer Choice Disclosure Notice, Cx41, has been edited to add the following sentence to the footer: “*For case numbers assigned on or after April 18, 2011, 15-year mortgages require a downpayment in excess of 22 percent in order to avoid making monthly mortgage insurance premiums.”

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06.17.11

Late Fee Restriction Updates for Alabama and Montana

Recent changes to two state laws have prompted us to change the late fee restrictions that apply to these states.

Alabama H.B. 3 amends the late fee restrictions set forth in Ala. Code §5-19-4(a) for consumer credit transactions….

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05.10.11

“RESPA” Added to All UT Recordable Documents

Per Utah 2011 House Bill 259, the word “RESPA” must print in a minimum of 16 point font on the first page of all Utah recordable documents for transactions that are subject to RESPA. This allows the county recorder to know which fee should be charged to record the document….

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04.29.11

Initial Disclosure Update for Utah and Illinois

As part of DocuTech’s routine review and maintenance of state law mortgage document requirements, two new standard state Initial Disclosures will print effective 4/29/11.

UT Loan Notice cx15693
Informs borrowers that their mortgage or the servicing of their mortgage many be sold or assigned,…

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