--- title: "Document Updates: Checkbox Logic Update for Oregon Escrow Account Option Notice (Cx2775)" description: Join the First American network of trusted title agents with comprehensive tools and resources. --- - Solutions - [Overview](https://docutech.com/solutions/) - [Document Solutions](https://docutech.com/solutions/document-solutions) - [eClosing](https://docutech.com/solutions/eclosing/) - [Document Generation](https://docutech.com/solutions/document-generation) - [Fulfillment](https://docutech.com/solutions/solutions-fulfillment) - Resources - [Overview](https://docutech.com/resources/) - [Solution Briefs](https://docutech.com/resources/solution-briefs) - [Request a Demo](https://docutech.com/docutech-request-a-demo) - [Compliance](https://docutech.com/resources/compliance) - [Blog](https://blog.docutech.com) - Partners - [Overview](https://docutech.com/partners/) - About Us - [Overview](https://docutech.com/about-us/) - [Contact Us](https://docutech.com/about-us/contact-us) - Let's Talk - Solutions - [Overview](https://www.docutech.com/solutions?hsLang=en) - [Document Solutions](https://www.docutech.com/solutions/document-solutions?hsLang=en) - [eClosing](https://www.docutech.com/solutions/eclosing?hsLang=en) - [Document Generation](https://www.docutech.com/solutions/document-generation?hsLang=en) - [Fulfillment](https://www.docutech.com/solutions/solutions-fulfillment?hsLang=en) - Resources - [Overview](https://www.docutech.com/resources?hsLang=en) - [Solution Briefs](https://www.docutech.com/resources/solution-briefs?hsLang=en) - [Request a Demo](https://www.docutech.com/docutech-request-a-demo?hsLang=en) - [Compliance](https://www.docutech.com/resources/compliance?hsLang=en) - [Blog](https://blog.docutech.com/) - Partners - [Overview](https://www.docutech.com/partners?hsLang=en) - About Us - [Overview](https://www.docutech.com/about-us?hsLang=en) - [Contact Us](https://www.docutech.com/about-us/contact-us?hsLang=en) # Document Updates: Checkbox Logic Update for Oregon Escrow Account Option Notice (Cx2775) Oct 21, 2025 Topics: [Document Updates](https://compliance.docutech.com/tag/document-updates) We have updated the “Required Escrow Account” checkbox logic on our Oregon Escrow Account Option Notice (Cx2775) to improve the function of the form. We have now included the option to use “Impounds Required” (FI 32572) to control the checkboxes.  **Homeowner’s Insurance, Property Taxes, and Other** The “Required Escrow Account” box will check for the “Homeowner’s Insurance”, “Property Taxes”, and any additional rows if the optional “Impounds Required” field is set to one of the following: - ‘Regs Require’; - ‘Lender Requires’; or - ‘MI Requires’. If the “Impounds Required” field is not set, the following default logic will be used to check the “Required Escrow Account” box for these rows: - “Loan Type” (FI 1066) is ‘FHA’ or ‘USDA’; - “CLTV/LTV is greater than 80%?” (FI 46246) is ‘Yes’; or - “Five Year Escrow Account Required for HPML” (FI 62578) is ‘Yes’. If there is an escrow account for an item, and “Required” is not checked, then the “Optional Escrow Account” box will check; otherwise “No Escrow Account” will check. **Mortgage Insurance** The same logic will be applied to the “Mortgage Insurance” row, except the default logic will also mark the “Required Escrow Account” box if the monthly mortgage insurance amount “Fee 1003 Monthly Amount” (FI 30494) has a value. **Non-TRID Version** The non-TRID document will work similarly. The single “Escrow Account Required” box will check on the non-TRID version of the document if the optional “Impounds Required” field is set to one of the following: - ‘Regs Require’; - ‘Lender Requires’; or - ‘MI Requires’. If the “Impounds Required” field is not set, the following default logic will be used to check the box: - “Loan Type” (FI 1066) is ‘FHA’ or ‘USDA’; - “CLTV/LTV is greater than 80%?” (FI 46246) is ‘Yes’; or - “Five Year Escrow Account Required for HPML” (FI 62578) is ‘Yes’. If there is an escrow account, and “Escrow Account Required” is not checked, then the “Escrow Account Optional” box will check. These changes are available for testing on State & Stage 2 servers and will take effect on October 28, 2025. If you have any questions or concerns, please contact Client Support at 1.800.497.3584. *COM-6663 DR-199188* ###### **The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third-party should consult with an attorney prior to embarking upon any specific course of action.** [Return to Blog](https://compliance.docutech.com) ### Stay informed. --- Subscribe to emails to get notified when new content is published. ### Category / Topics [Document Updates](https://compliance.docutech.com/tag/document-updates) ### Recent Posts #### [Document Updates: Washington Foreclosure Prevention Fee Disclosure (Cx28412)](https://compliance.docutech.com/document-updates-washington-foreclosure-prevention-fee-disclosure-cx28412-1) Oct 21, 2025 #### [Document Updates: New Nebraska Net Tangible Benefit Disclosure (Cx29105)](https://compliance.docutech.com/document-updates-new-nebraska-net-tangible-benefit-disclosure-cx29105) Oct 21, 2025 #### [Document Updates: Request for a Certificate of Eligibility for VA Home Loan Benefits (Cx26687)](https://compliance.docutech.com/document-updates-request-for-a-certificate-of-eligibility-for-va-home-loan-benefits-cx26687) Oct 21, 2025 The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action. 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