Document Updates: Credit Score Disclosure - A-3/H-3 (Cx15312)
Aug 26, 2026
When FI 48977 “Credit Score Agency for H-5 if No Credit Score” has a value in it, the following language prints in Cx15312 “Credit Score Disclosure - A-3/H-3”:
“Your credit score is not available from [Credit Bureau Name] which is a consumer reporting agency, because they may not have enough information about your credit history to calculate a score.”
A couple of months ago, Field 194404 “Equifax Service Type” was created to differentiate between Equifax’s standard offering of Equifax Information Services and its subscription service for Equifax Mortgage Solutions.
Now, functionality has been applied to FI 48977 “Credit Score Agency for H-5 if No Credit Score” so that Equifax Information Services or Equifax Mortgage Solutions will print in the [Credit Bureau Name] section depending on what is selected in Field 194404 “Equifax Service Type”.
These changes are available for testing on Stage & Stage 2 servers and will take effect on September 2, 2026. If you have any questions or concerns about these changes, please contact Client Support at 1.800.497.3584.
COM-7595
DR-229120
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third-party should consult with an attorney prior to embarking upon any specific course of action.
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.