The contact information of the three major credit reporting agencies (Equifax, Experian, and Transunion) is disclosed (as applicable) on the following documents for the following reasons:
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We have updated Cx1330 (NH HELOC Mortgage) to add field 152399 “Full Security Instrument Borrower Definition Mailing Address” to the logic so that if clients send a mailing address in Field 152399, we will populate that address instead of the property address….
Pursuant to our monthly audit of federal agency forms, we have updated Cx13513 “FHA Loan Underwriting and Transmittal Summary” and Cx17814 “Borrowers Contract Hotel and Transient – Condo”.
Included in the Cx13513 updates are:
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According to 104 Ky. Admin. Regs. §1:010(4), A person or entity engaged in real estate or real estate-related transactions must provide to owners and customers at the time of sale, purchase rental, insuring or financing of real property, a copy of the pamphlet “What Kentucky Fair Housing Law Means”. …
According to Mass. Gen. Laws Chapter 183, Section 21, the “power” or “power of sale” in a foreclosure proceeding is referenced as the “Statutory Power of Sale”. This power can be incorporated by reference but case law states that in order for a mortgagee to foreclose without obtaining prior judicial authorization upon default the mortgage must include the power or sale (see Culhane v….
We have recently updated our Cx801 Tax Information Authorization Form, which is a duplicate of the IRS Form 8821. This document is only used upon request and is applicable to a limited number of clients.
The update to the Tax Information Authorization form (Cx801) now allows for eSign functionality on a global scale….
All post-2021 first lien closed end standard security instruments in ConformX share the same logic in the notary acknowledgment area. This notary acknowledgment coding prints different text and content on the security instrument based on Property State (FI 1714) and Security Instrument Notary Type of Presence (FI 137249)….
Pursuant to MD. State Government Code § 18-213 for remotely located notarial acts we have updated Maryland Tax Property Affidavit (Cx15803) to include the following language: “This notarial act involved a remotely located individual and the use of communication technology.”
The designation will apply when the field “Security Instrument Notary Type of Presence” (FI 137249) equals ‘IPEN’ or electronic notarization”…
On May 1, 2024, Governor J. Kevin Stitt approved Oklahoma Senate Bill 57 which amends the last sentence in 19 O.S. 2021 § 298(B) by updating the following language in bold:
“The top margin of all documents shall be at least two (2) inches and all other margins shall be at least one (1) inch.”
The effective date for OK SB 57 is November 1,…
As stated in Fannie Mae Selling Guide Announcement SEL-2024-03, the following SOFR ARM Notes and Riders have been updated and are available for immediate use, but these SOFR ARM Notes and Riders must be used for any loans with note dates on or after November 1,…
