Document Updates

Document Updates: Font Size Increased for Oregon Recorded Documents

As previously announced, by January 1, 2024, Oregon county clerks will not accept documents submitted for recording which contain font sizes less than 10-point.

As such, font sizes have been increased to at least 10-point in the following documents:

• • Cx43 – Manufactured Home Affixation Affidavit
  • Cx504 – OR Deed of Trust Second
  • Cx1370 – HELOC Deed of Trust – OR
  • Cx1546 – OR Assignment of Deed of Trust
  • Cx4343 – OR Assignment from MERS
  • Cx4489 – OR Assignment –

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Document Updates: VA Form 26-1880 Request for a Certificate of Eligibility for VA Home Loan Benefits (Cx26687)

Cx26687 – VA form 26-1880 Request for a Certificate of Eligibility is used to determine whether a prospective borrower qualifies for VA benefits.  Upon submission of the request, the VA will issue a certificate of eligibility.

We have enhanced the functionality on this form in Section III Items 14A-16A….

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Document Updates: TX Renewal and Extension Exhibit (Cx4284)

After an audit of our Texas Renewal and Extension Exhibit (Cx4284), we have updated the fields to more closely align with fields that we have associated with Renewals and Extensions instead of using the broader, more general fields. This allows the paragraph starting with “Promissory note in the original principal sum…” to be printed up to four times as necessary,…

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Global Mapping: Print Supplemental Consumer Information Form (SCIF) for FHA loans

As previously announced, the Federal Housing Administration (FHA) published Mortgagee Letter (ML) 2023-13 on June 27, 2023 regarding the required use of the Supplemental Consumer Information Form (SCIF, Form 1103)  for mortgage applications dated on or after August 28,…

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Document Update: Fannie Mae Updates Notice of Default Paragraph in 07/2021 District of Columbia Security Instrument Form 3009 (Cx25287)

On June 28, 2023, Fannie Mae announced that the Model Form for the District of Columbia Deed of Trust (Form 3009) has been revised to increase clarity in Paragraph 26(a) “Notice of Default”.

Paragraph 26(a) has been updated as follows:

1. The phrase “and,

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Document Updates: New York Publishes Model Form for VA Services Loan Counseling Disclosure (Cx26686)

As previously announced, to comply with disclosure requirements that went into effect on April 15, 2023, Docutech created Cx26686 – NY VA Services Loan Counseling Disclosure, based on the language in NY Banking Law § 6-p, NY Executive Law § 354-f,…

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Document Updates: FHA Maryland Deed of Trust (Cx19378)

According to Md. Code Ann., Real Property § 4-106(a), mortgages and deed of trusts are not considered valid (except as between the parties) unless the instrument contains an oath or affirmation as to the consideration. Additionally, section (b)(1) requires purchase money mortgages or deed of trusts to have an affidavit of disbursement. …

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Document Updates: Added Signature Options for CA Notice of Default on CA Deed of Trust Second (Cx471)

According to Cal. Civil Code § 2924b(a), any person may request a copy of notice of default. The request, which is often made within a deed of trust, is required to be signed and acknowledged by the person making the request….

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Document Updates: Updates to ME Assignment of Mortgage (Cx1529) & HELOC MERS RIDER (Cx19179) for Montana, Oregon, and Washington.

After reviewing the requirements for the use of MERS riders in conjunction with HELOC mortgages, we have made the following updates:

Cx19179 (HELOC MERS Rider) for Montana, Oregon, and Washington

Docutech has adjusted the configuration for the HELOC MERS Rider for Montana,…

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Document Updates: CFPB Updates Agency Contact Information

As previously announced , the Consumer Financial Protection Bureau (CFPB) issued a rule making several non-substantive corrections and updates to federal agency contact information found in various regulations.  These changes affect address information provided to consumers under the Equal Credit Opportunity Act and the Fair Credit Reporting Act Summary of Consumer Rights….

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Document Updates: Virginia Choice of Settlement Agent Notice (Cx5101)

On March 24, 2023, Governor Glenn Youngkin approved Virginia House Bill 1888 which requires the written consent of the seller’s counsel before a settlement agent or its subsidiaries, affiliates, or subcontractors can collect any fees payable to such settlement agent or its subsidiaries,…

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Document Update: Retirement of Section 184 Supplemental Notice (Cx19126)

As previously announced, the Office of Native American Programs (ONAP) has reduced the Section 184 annual loan guarantee fee from 0.25% to 0.00% effective July 1, 2023.

When Docutech announced in 2014 the creation of Cx19126 – Section 184 Supplemental Notice,…

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Late Fee Updates: Oklahoma Maximum Charge Increases

As per annual requirements, Oklahoma has updated its laws regarding the maximum dollar amounts which can be charged for late fees.

Per Okla. Stat. Ann. tit. 14A, § 3-203(1) & (5), the Oklahoma Department of Consumer Credit has increased the maximum late charge for delinquent payments on a consumer loan or a revolving loan account from $29.00 to $31.00….

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Document Updates: Vermont High Rate/High Point Notices (Cx3708) Continues to Be Temporarily Suspended

As previously announced, on May 5, 2022, Acting Commissioner of Financial Regulation David F. Provost signed an Order In Re: High Rate Mortgage Loan Disclosure which temporarily suspended until December 31, 2022 the disclosure requirements pursuant to Regulation B-98-2 (Vt….

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Document Updates: Wisconsin Broker Agreement (Cx14547)

Wisconsin Statute 224.79(1) requires mortgage broker agreements to be in writing.  Further, the Wisconsin Admin. Code DFI-BKG 44.01 outlines specific information that the broker agreement must contain and requires the Department of Financial Institution to create this agreement.  The Wisconsin Department of Financial Institutions has published its model form here….

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Document Updates: Section 184 Loan Guarantee Fee Changes

The Office of Native American Programs (ONAP) announced June 6, 2023 through Dear Lender Letter 2023-05 a reduction in the Section 184 upfront loan guarantee fee from 1.50 to 1.00 percent and the annual loan guarantee fee from 0.25 to 0.00 percent….

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Document Updates: Updates to Department of VA Affairs Financing Statement (Cx18833)

Pursuant to our monthly audit of Federal Agency forms we have updated our cx 18833 to match the updated Department of Veterans Affairs Form 26-6807.  The following changes have been made:

• • The major section headings were given a gray border
  • “IMPORTANT” below the title boxes was bolded
  • Box 5 was adjusted to have (MM/DD/YYYY) after Date of Birth
  • Box 15B was adjusted to “(MM/YYYY)” instead of “(Month,

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Document Updates: Updates to SSA-89 (Cx5579)

Pursuant to our monthly audit of Federal Agency forms we have updated our Cx5579 to match the updated Social Security Administration form SSA-89.  The following changes have been made:

-In the “Privacy Act Statement Collection and Use of Personal Information” Section

• • An added provision that explains sharing of information that is permitted including but not limited to federal agencies to assist in administering SSA programs and employees to perform their duties
  • Added a provision that makes reference to the federal register for the list of routine uses
  • The website at the end of the paragraph was updated to be www.saa.gov/privacy

-In the “Paperwork Reduction Act Statement” section

• • The estimated time to complete the form statement was adjusted from 3 to 20.

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Document Updates: Georgia Adds New Recording Requirements for Security Deeds and Loan Modifications

As previously announced, Georgia House Bill 974 adds new recording requirements for security deeds and loan modifications. This act is effective July 1, 2023.

GA HB 974 amends Ga. Code Ann. § 44-14-63(b) to read:

“A deed to secure debt shall not be recorded unless it includes the following information on the first page:

1. 1. The date of the document;

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Document Updates: Updates to VA Form 26-1859 (Cx47)

Pursuant to our monthly audit of Federal Agency forms and to match the model forms made available through https://www.va.gov/find-forms/,  we have updated the VA option of VA Form 26-1859, our Cx47 Warranty of Completion of Construction to match most recent model document published by the VA. …

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