Compliance News: FHA Waiver of Requirement for Disclosing Form HUD-92900-B “Important Notice to Homebuyers” (Cx40)
Nov 20, 2025
Per FHA INFO 2025-51 dated November 19, 2025:
“Effective today, the Federal Housing Administration (FHA) is waiving its policy requiring mortgagees to provide borrowers with Form HUD-92900-B, Important Notice to Homebuyers. This change is intended to streamline processes and reduce administrative burdens for lenders by eliminating a redundant and outdated form. The change could lead to faster processing times and a less cumbersome experience for the borrower.
The waiver removes the following specific requirements regarding Form HUD-92900-B found in Section II.A.1.a.ii.A.(2) of the Single Family Housing Policy Handbook 4000.1 (Handbook 4000.1):
- Providing a copy of the form to the borrower when a mortgage application is received;
- Obtaining the borrower's signature on the form; and
- Retaining the executed form in the FHA case binder.
The waiver is effective for cases not yet endorsed. Mortgagees must still comply with all other disclosure obligations under existing statutes and regulations.”
Docutech is currently reviewing these policy changes to determine any impact to its document library and/or systems. Any modifications made will be announced at https://compliance.docutech.com/.
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third-party should consult with an attorney prior to embarking upon any specific course of action.
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.