Docutech’s fulfillment center has traditionally been open for processing and mailing packages every day except Sundays and Docutech holidays, or legally designated/observed holidays if the Docutech holiday falls on a Saturday or Sunday. The list of Docutech holidays is as follows:
To accommodate accelerated closing timelines,…
As announced earlier, FNMA and FHLMC have published revised uniform instruments that must be utilized for loans delivered to the GSEs with note dates on or after January 1, 2023. Although the documents released were allowed to be used immediately upon publication,…
As previously announced, California Senate Bill No. 633 amends requirements for consumer credit contracts, particularly those regarding the Notice to Cosigner. These amendments are effective January 1, 2023.
Per an introductory paragraph of Senate Bill No….
For those circumstances where the borrower or non-borrowing party have an individual with power of attorney signing for them, we are updating our Signature/Name Affidavits (Cx865 & Cx7965) to provide additional clarity around which party the person with power of attorney is signing for,…
Form HUD-92561 Borrower’s Contract with Respect to Hotel and Transient Use of Property, in which a borrower agrees with HUD to not use the property, for hotel or transient use purposes, is required under 24 C.F.R. § 203.16, FHA Single Family Handbook 4000.1 Pt….
Cx14217, Nonsupervised Lender’s Nomination and Recommendation of Credit Underwriter is a direct copy of VA Form 26-8736a. The VA has updated the form, so we have updated Cx14217 to match the updates made by the VA.
The changes include:
…
Pursuant to our monthly audit of Federal agency forms, we will be updating the following documents to match the most recent revisions published on the VA’s website (https://www.va.gov/find-forms/):
Substantial changes to these documents are as follows:
…
A minor technical update has been made to the revision date on the uniform instrument FNMA form 3043 (07/2021 versions) of The FNMA Tennessee Deed of Trust our (Cx25321). The technical update reflects: “07/2021 (rev. 10/21)”. This is the most recent revision date reflected on the model form….
As announced earlier, the new clean version of the 4506-C standard forms will be available for ink sign use in ConformX Production starting December 3, 2022.
Depending on signature length, the eSignature may partially overwrite the “Signature for Line 1a (see instructions)” or “Spouse’s signature (required if listed on Line 2a)” labeling of the new form….
In an effort to create a more streamlined document, we have updated the escrow section of Cx13979 District of Columbia Final Financing Agreement and Written Commitment. The previous line included checkboxes and read:
Private Mortgage Insurance of any other type of insurance ___ is or ___ is not required for your loan….
Delaware Mortgage FNMA Form 2003 (Cx25286)
The revision date of the updated Delaware Mortgage was modified to 07/2021(rev.08/22). This is the most recent revision date reflecting the GSE instruction to modify paragraph 17 of the document to correct an erroneous state reference….
According to Indiana’s Notary Public Guide, a certificate from a notary must include “the notary’s printed name, county of residence and commission expiration date.” Currently, Indiana’s notarial seal is using field 1818, Security Instrument Notary County, which populates the county from the security instrument….
Code of the City of New Orleans, Louisiana Section 150-391(1)(c) requires for a mortgage of a single-family residence or residential double that exceeds 25 pages, a notarized statement stating that the property is a single-family residence or a residential double. …
As previously announced on August 20, 2021, the IRS announced their plan to modernize Form 4506-C, also known as the Income Verification Express Service (IVES) Request for Transcript of Tax Return. This new IVES form is intended to enable the IRS to provide return transcripts,…
Our form (Cx20625) CT Fair Housing Notice which is provided per Conn. Gen. Stat. Ann. § 20-327h has been updated. Our form has been updated to match the most recent model form published by the CT Commission on Human Rights and Opportunities found here ….
According to Texas Prop. Code 12.001(b), an instrument for recording either needs to be signed and acknowledged by the grantor in the presence of two or more witnesses OR acknowledged by a notary.
The language reads:
An instrument conveying real property may not be recorded unless it is signed and acknowledged or sworn to by the grantor in the presence of two or more credible subscribing witnesses or acknowledged or sworn to before and certified by an officer authorized to take acknowledgements or oaths,…
On August 15,2022, MERS published an announcement regarding its 22.2 release for the MERS system/procedures. Included in their announcement was an update to the MERS physical address for Indiana, Mississippi, New York, and Pennsylvania. This revised the address from 1901 E Voorhees Street,…
Cx15312 is a duplicate of the Model A-3/H-3 Form provided by the Federal Trade Commission, Federal Reserve Board, and Consumer Financial Protection Bureau pursuant to the provisions of 15 USCA § 1681m(h) and 12 CFR §§ 222.74(d)(1), 1022.74(d)(1), and 16 CFR § 640.5(d)(1)….
While performing a routine audit, it came to our attention that Cx11408, Prohibited Acts of Lenders and Loan Brokers in Rhode Island, needed a few formatting updates to more closely match the model form. The document is a copy of Form 2 HLPA found on the State of Rhode Island Department of Business Regulation….
We have made a slight update to the language on our standard Buydown Agreement (Cx25) to more specifically address what happens to buydown funds when a loan is refinanced during the buydown period. We have modified language in the third paragraph,…
