Stay ahead with trusted industry insights and compliance updates.
Global Mapping Updates: Fields “Loan Amount Less Than or Equal to Reg Z Threshold Amount” (81938) and “Higher-Risk HPML” (67269) for 2020
Dec 11, 2019
The Consumer Financial Protection Bureau (“CFPB”) has updated a couple of the dollar amounts specified in various parts of Federal Regulation Z (12 ...
Topics: Document Updates
Document Retirement: Addendum to Uniform Residential Loan Application URLA (Cx18212)
Dec 11, 2019
Our Cx18212 (an “upon request” only document) was created in 2014 due to the creation of current 12 C.F.R. § 1026.36(g), which requires the name and ...
Topics: Document Updates
Document Updates: Assignment of Mortgage From MERS (Multiple Documents)
Dec 6, 2019
After a recent compliance review, we are updating our “From MERS” Assignments to better match the appropriate terminology to refer to the Mortgage ...
Topics: Document Updates
Document Update: HUD Form 92577 – Request for Acceptance of Changes in Approved Drawings and Specifications (Cx14872)
Dec 2, 2019
The US Department of Housing and Urban Development has updated Form HUD – 92577 “Request for Acceptance of Changes in Approved Drawings and ...
Topics: Document Updates
Document Updates: FNMA and FHLMC Interest-Only Notes and Riders
Nov 27, 2019
In 2013, due to instructions from the Federal Housing Finance Agency (FHFA), which were issued in connection with the new ATR/QM rules, Fannie Mae ...
Topics: Document Updates
Document Updates: FHA Loan Underwriting and Transmittal Summary (Cx13513)
Nov 27, 2019
Our Cx13513 is a duplicate of form HUD-92900-LT, which is required by no fewer than fifteen parts of FHA Single Family Handbook 4000.1 (see our “FHA ...
Topics: Document Updates
Document Update: HUD/VA Addendum to Uniform Residential Loan Application (Cx20336)
Nov 27, 2019
After a recent review, we are updating the logic for question “18. First Time Homebuyer?” of the HUD-92900-A “HUD/VA Addendum to Uniform Residential ...
Topics: Document Updates
Document Updates: Changes to VA Form 26-1880 Request for a Certificate of Eligibility (Cx3957)
Nov 26, 2019
Pursuant to the Blue Water Navy Vietnam Veterans Act of 2019, and VA Circular 26-19-30, Purple Heart recipients can now receive a waiver for certain ...
Topics: Document Updates
Compliance News: FNMA Announces Pending Updates to ARM Products
Nov 20, 2019
FNMA has announced pending plans to modify their ARM products in the first half of 2020. These changes are being done under the guidance of the FHFA ...
Topics: In the News, Compliance News Alert
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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