Stay ahead with trusted industry insights and compliance updates.
Compliance News: Five Amendments to the CCPA
Oct 14, 2019
Last year, now-former Gov. Jerry Brown (D) signed into law “The California Consumer Privacy Act of 2018” (“CCPA”), which is scheduled to take effect ...
Topics: In the News, Compliance News Alert
Compliance News: FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
Oct 9, 2019
Last year, FNMA announced revisions to their Form 1008 (Uniform Underwriting and Transmittal Summary), with a mandatory effective date of July 1, ...
Topics: In the News, Compliance News Alert
Global Mapping Updates: Loan Estimate and Closing Disclosure Signature Line Indicators (FI 85190 & 95191)
Oct 8, 2019
While Federal Regulation Z permits, but does not require, signature lines to appear on the Loan Estimate and Closing Disclosure forms (see 12 CFR §§ ...
Topics: Document Updates
Document Update: Request for SFH Loan Guarantee – Form RD 3555-21 (Cx18893)
Oct 2, 2019
This past August, the USDA Office of Rural Development (“RD”) announced that they would be publishing a new version of form RD 3555-21 in October. ...
Topics: Document Updates
Document Updates: Florida Interest Rate Lock Agreement (Cx13498)
Oct 1, 2019
Florida Statute 494.0069(1)(c) requires that each lock-in agreement must “contain the discount point locked in, if any”. Since the statute does not ...
Topics: Document Updates
Document Updates: IA Payment Reduction Fee Disclosure (Cx1906)
Sep 26, 2019
Cx1906 is provided pursuant to the following provisions of Iowa Code Ann. § 535.8(5):
Topics: Document Updates
Document Updates: Various Maryland Disclosures (Cx2361, Cx3579, Cx4174, Cx17451, & Cx17452)
Sep 25, 2019
The Maryland Department of Labor, Licensing, and Regulation has amended their regulations which, inter alia, has caused some sections of the law to ...
Topics: Document Updates
Compliance News: Taxpayer First Act and Consent for Tax Returns
Sep 25, 2019
Earlier this year, Congress passed the Taxpayer First Act (133 Stat. 981 [2019]; see ...
Topics: In the News, Compliance News Alert
Document Updates: Alabama Promissory Notes, Loan Estimates, and Closing Disclosures
Sep 23, 2019
FMNA has create a new “may” change to Form 3200, permitting language to be added to this promissory note which specifies that the amount of any late ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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