Stay ahead with trusted industry insights and compliance updates.
Document Updates: Reference to the AP Table on the Loan Estimate (Cx18565) and Closing Disclosure (Cx18566)
Nov 12, 2019
The document coding logic that triggered the reference “See AP Table on page [2][4] for details” in the Monthly Principal & Interest row of the ...
Topics: Document Updates
Global Mapping Changes: Two Community Property State Fields
Nov 12, 2019
Pursuant to a compliance review, we are updating the mappings for two fields that are associated with community property states. The first, “Property ...
Topics: Document Updates
Global Mapping Addition: Rescindable Loan (FI 42761)
Nov 12, 2019
A second set of global standard value mappings have been added to “Rescindable Loan” (Field 42761).
Topics: Document Updates
Document Updates: 2019 Graphs for Credit Score Disclosure – B-3/H-3 (Cx15312)
Nov 12, 2019
Cx15312 is a duplicate of the Model B-3/H-3 Form provided by the Federal Trade Commission, Federal Reserve Board, and Consumer Financial Protection ...
Topics: Document Updates
Document Updates: DC Real Property Recordation and Transfer Tax Form FP 7-C (Cx2485)
Oct 28, 2019
When applying for certain exceptions in the District of Columbia, D.C. Mun. Regs. § 9-335 requires the use of model form “ROD 1 – Real Property ...
Topics: Document Updates
Document Updates: Changes to the Redesigned FNMA/FHLMC 1003 (Cx20667)
Oct 25, 2019
Fannie Mae and Freddie Mac published a notice on October 23, 2019 concerning updates to the Redesigned 1003, available here: ...
Topics: Document Updates
Document Updates: RI Tangible Net Benefit (Cx11242)
Oct 23, 2019
Cx11242 is a duplicate of Form 3, “Rhode Island Home Loan Protection Act Disclosure – Tangible Net Benefit”, published by the Banking Division of the ...
Topics: Document Updates
Configuration Updates: Changes to Texas Insurance Notice to Applicant (Cx3715)
Oct 17, 2019
According to Texas Finance Code § 343.104, “[a] lender may not offer any individual or group credit life, disability, or unemployment insurance on a ...
Topics: Document Updates
Global Mapping Updates: Loan Estimate and Closing Disclosure Signature Line Indicators (FI 85190 & 95191)
Oct 8, 2019
While Federal Regulation Z permits, but does not require, signature lines to appear on the Loan Estimate and Closing Disclosure forms (see 12 CFR §§ ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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