Stay ahead with trusted industry insights and compliance updates.
Late Fee Updates: Oklahoma and South Carolina Maximum Charge Increases
Jun 2, 2020
Oklahoma and South Carolina have updated their laws regarding the maximum dollar amounts which can be charged for late fees.
Topics: Document Updates
Document Updates and New Programs: Secured Overnight Financing Rate (“SOFR”)
Jun 2, 2020
Fannie Mae and Freddie Mac have jointly published a LIBOR Transition Playbook and FAQs to help the housing finance industry transition to SOFR:
Topics: Document Updates
Compliance News: Reminder- ULDD Updates to Support FNMA/FHLMC Conventional ARMs
May 29, 2020
The updated (rev. 2/20) versions of FNMA and FHLMC ARM notes and riders, including fallback language recommended by the Alternative Reference Rates ...
Topics: In the News, Compliance News Alert
Document Changes: Net Tangible Benefit Worksheets (Cx2031 and Cx12531)
May 20, 2020
Our North Carolina Tangible Net Benefit Worksheet (Cx2031), and our Tangible Net Benefit Worksheet (Cx12531) that prints for Minnesota and New Mexico ...
Topics: Document Updates
Document Updates: VA Form 26-6393, Loan Analysis (Cx5533)
May 19, 2020
During a review of VA documents following the rolling updates to the chapters of VA Handbook 26-7, Docutech has determined that the language of VA ...
Topics: Document Updates
Document Updates: GA Fair Market Property Values Affidavit (Cx15037)
May 18, 2020
Cx15037 is provided pursuant to Ga. Code Ann. § 48-6-69(a), which requires, in connection with real property which is located in more than one ...
Topics: Document Updates
Document Updates: Adding “Fallback” Language to FHA ARM Note and ARM Rider (Cx861 and Cx901)
May 12, 2020
Since the incorporation of the Alternative Reference Rates Committee’s “fallback” language (“ARRC language”) into the uniform FNMA and FHLMC ARM ...
Topics: Document Updates
Document Updates: Field Change for TX Affidavit of Fair Market Value of Homestead Property (Cx3653)
May 12, 2020
Pursuant to a document review, we are adjusting the Lender notary on our Texas Affidavit of Fair Market Value of Homestead Property (Cx3653). The ...
Topics: Document Updates
Document Retirement: Origination Statement Itemizing Certain HUD-1 Settlement Statement Fees and Credits (Cx14692)
May 4, 2020
Cx14692 has historically been provided exclusively for VA and RD loans under the provisions of VA Circ. 26-10-01 & 26-10-9 and RD AN No. 4510 ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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