Stay ahead with trusted industry insights and compliance updates.
Configuration Updates: Changes to Texas Insurance Notice to Applicant (Cx3715)
Oct 17, 2019
According to Texas Finance Code § 343.104, “[a] lender may not offer any individual or group credit life, disability, or unemployment insurance on a ...
Topics: Document Updates
Compliance News: Five Amendments to the CCPA
Oct 14, 2019
Last year, now-former Gov. Jerry Brown (D) signed into law “The California Consumer Privacy Act of 2018” (“CCPA”), which is scheduled to take effect ...
Topics: In the News, Compliance News Alert
Global Mapping Updates: Loan Estimate and Closing Disclosure Signature Line Indicators (FI 85190 & 95191)
Oct 8, 2019
While Federal Regulation Z permits, but does not require, signature lines to appear on the Loan Estimate and Closing Disclosure forms (see 12 CFR §§ ...
Topics: Document Updates
Document Updates: IA Payment Reduction Fee Disclosure (Cx1906)
Sep 26, 2019
Cx1906 is provided pursuant to the following provisions of Iowa Code Ann. § 535.8(5):
Topics: Document Updates
Document Updates: Various Maryland Disclosures (Cx2361, Cx3579, Cx4174, Cx17451, & Cx17452)
Sep 25, 2019
The Maryland Department of Labor, Licensing, and Regulation has amended their regulations which, inter alia, has caused some sections of the law to ...
Topics: Document Updates
Document Updates: Alabama Promissory Notes, Loan Estimates, and Closing Disclosures
Sep 23, 2019
FMNA has create a new “may” change to Form 3200, permitting language to be added to this promissory note which specifies that the amount of any late ...
Topics: Document Updates
Document Updates: Homeowner’s Protection Act Disclosures (Cx29, Cx862, Cx4668, Cx14292, Cx14293, & Cx14294) and Some New York Disclosures (Cx3588, Cx3710, & Cx5099)
Sep 13, 2019
HPA Disclosures
Topics: Document Updates
Document News and Retirements: CO Explanation of Fee Increase (Cx14439), Colorado Third Party Fees Disclosure (Cx16050), and Other Colorado Disclosures
Sep 9, 2019
Sections of Article 61 of Title 12 of Colorado’s Statutes will be re-codified under Article 10 of the same Title on October 1, 2019. This change ...
Topics: Document Updates
Compliance News: New FNMA Authorized Change for Alabama Late Fees
Aug 28, 2019
In an email dated August 28, 2019 FNMA announced that they had “updated the summary document for the Multistate Fixed-Rate Note 3200 to include an ...
Topics: In the News, Compliance News Alert
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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