Stay ahead with trusted industry insights and compliance updates.
Compliance News: Ohio Dep’t of Commerce Updates Prepayment Penalty Coverage Amount
Feb 3, 2021
The Ohio Department of Commerce has announced an increase in the coverage amount for a residential mortgage to be subject to, or exempt from, a ...
Topics: In the News, Compliance News Alert
Compliance News: FNMA to Retire CMT ARM Products
Feb 3, 2021
Today, FNMA announced that they will begin retiring adjustable-rate mortgage products which are based on the Constant Maturity Treasury (“CMT”) index ...
Topics: In the News, Compliance News Alert
Document Updates: Most Generic Oklahoma Mortgages (Cx503 & Cx3392) and HELOC Agreement (Cx21652)
Feb 3, 2021
The Instructions to FNMA Form 3037 have been modified to permit the first sentence of Section 16 of Form 3037 to be replaced by a sentence which ...
Topics: Document Updates
Compliance News: New Authorized Change to OK Security Instrument
Jan 27, 2021
In an email sent today (Subject: UAD Redesign Video, January Quality Insider, and More), the Federal National Mortgage Association announced the ...
Topics: In the News, Compliance News Alert
Document Updates: HELOC Mortgage – MA (Cx1332)
Jan 25, 2021
Pursuant to a recent review, we will be modifying our standard Massachusetts HELOC mortgage to remove the witness lines section. Other standard ...
Topics: Document Updates
New Document: HUD Addendum to Uniform Residential Loan Application (Cx24442)
Jan 21, 2021
HUD has published revised versions of some of their documents – most notably form HUD-92900-A, which has now been separated from the VA-copy of the ...
Topics: Document Updates
Compliance News: New HPML Escrow Account Exemptions
Jan 20, 2021
On January 19, 2021 the Consumer Financial Protection Bureau (“CFPB”) published their final rule to amend “Regulation Z, which implements the Truth ...
Topics: In the News, Compliance News Alert
Document Updates: FHA Loan Underwriting and Transmittal Summary (Cx13513)
Jan 12, 2021
The “Total UFMIP” section in the glossary of the HUD form 92900-LT (FHA Loan Underwriting and Transmittal Summary) states that “Mortgagees must enter ...
Topics: Document Updates
Document Updates: Various FHA Documents (Cx41 & Cx13513)
Jan 7, 2021
Pursuant to our monthly audit of Federal agency forms, we will be updating our copies of the Model Notice for Informed Consumer Choice Disclosure ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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