Stay ahead with trusted industry insights and compliance updates.
Document Updates: Various VA Documents (Cx52, Cx17513, and Cx24339)
Jan 7, 2021
Pursuant to our monthly audit of Federal agency forms, we will be updating the following documents to match the most recent revisions published on ...
Topics: Document Updates
Compliance News: Texas Amends Chapters 80 and 81 of Their Administrative Code
Jan 6, 2021
The Texas Department of Savings and Mortgage Lending celebrated New Year’s Day by finalizing amendments to Chapters 80 and 81 (see 46 Tex. Reg. 152 – ...
Topics: In the News, Compliance News Alert
Compliance News: SSA Publishes New SSA-89 Forms
Jan 5, 2021
The Social Security Administration (“SSA”) recently posted revised versions of their Form SSA-89 (both in English and in Spanish) on their website ...
Topics: In the News, Compliance News Alert
Compliance News: Revised Form HUD-92900-A, HUD Addendum to URLA
Dec 29, 2020
On December 22, 2020, HUD announced the publication of a revised Form HUD-92900-A, HUD Addendum to Uniform Residential Loan Application in Mortgagee ...
Topics: In the News, Compliance News Alert
Compliance News: FHLMC Permanently Adopts Some POA Requirements Promulgated Due to COVID
Dec 3, 2020
In FHLMC Bulletin 2020-45, amendments were made to FHLMC Single-Family Seller/Servicer Guide § 6301.4 to incorporate some of the temporary POA ...
Topics: In the News, Compliance News Alert
Compliance News: Revised FHA Single Family Handbook 4000.1 (2020)
Nov 24, 2020
On November 18, 2020 the Department of Housing and Urban Development published revisions to FHA Single Family Handbook 4000.1 (see SFH Handbook ...
Topics: In the News, Compliance News Alert
Document Updates: SC Borrower Complaints (Cx4694)
Nov 17, 2020
The provision under S.C. Code Ann. § 37-23-70(D) and according to the South Carolina Department of Affairs, at the time of application for a mortgage ...
Topics: Document Updates
Document Updates: Delaware Security Instruments (Cx316, Cx475, Cx1345, & Cx19365)
Nov 11, 2020
Delaware recently amended Del. Code Ann. tit. 25, § 2108 by including a new subsection which holds that a mortgage that states that it is “intended ...
Topics: Document Updates
Compliance News: Delaware Purchase Money Mortgages
Nov 9, 2020
DE S.B. 245 (2019) was signed into law by Gov. John Carney (D). The synopsis of the bill states the following (in relevant part):
Topics: In the News, Compliance News Alert
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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