Stay ahead with trusted industry insights and compliance updates.
Document Updates: Signature/Name Affidavit (NPE) (Cx7965)
Sep 3, 2021
The number of “Non-Purchasing Entity [1-4] AKA [#]” name fields has been expanded in ConformX from 4 per NPE to 25 per NPE. Signature/Name Affidavit ...
Topics: Document Updates
Document Updates: Various Balloon Payment Disclosures
Aug 30, 2021
Some states require a specific disclosure to be given when a loan has a balloon payment. We provide the following documents for these requirements:
Topics: Document Updates
Compliance News: Georgia Waiver of Borrowers Rights (Cx1009) Determined by CFPB to be Deceptive in Violation of RESPA
Aug 30, 2021
The Georgia Waiver of Borrowers Rights (Cx1009) is an agreement where a borrower waives all rights regarding receiving notice or having a judicial ...
Topics: In the News, Compliance News Alert
Document Updates: IRS Forms 4506 Request for Copy of Tax Return (Cx23) and 4506-C Request for Transcript of Tax Return (Cx3095)
Aug 18, 2021
Previously Borrowers Home Phone Number (Field 445) printed for all borrower copies in the section labeled “Phone number of taxpayer of line 1a or 2a” ...
Topics: Document Updates
Document Updates: New Hampshire Advanced Fee/Application Disclosure (Cx2783)
Aug 18, 2021
We have updated only the New Hampshire version of the Advanced Fee/Application Disclosure (our form Cx2783). This form is provided in connection to ...
Topics: Document Updates
Document Retirement: FHA IRS Form 4506-T Non-Third Party (Non-IVES Version – 6/2019) (Cx24583)
Aug 17, 2021
The June 2019 version of IRS Form 4506-T (Cx24583) was set to print by default for FHA Initial Disclosure and Closing packages based on field “Print ...
Topics: Document Updates
Document Update: Request for a Certificate of Eligibility for VA Home Loan Benefits (Cx3957), Interest Rate Reduction Refinancing Worksheet (Cx5535), and Description of Materials (Cx17488)
Jul 29, 2021
We are updating the following VA Forms to reflect updates recently published by the VA. The affected forms are:
Topics: Document Updates
Late Fee Updates: New North Dakota Maximum Charge
Jul 29, 2021
North Dakota has amended the “North Dakota Money Brokers Act”. As part of these changes, ND ST 13-04.1-09.3(2) was modified to state that:
Topics: Document Updates
Document Updates: Witness Name Fields on Florida Security Instruments
Jul 29, 2021
Pursuant to a routine audit, we are adding witness fields to our standard Florida security instruments. According to Fla. Stat. Ann. § 695.26(1)(c), ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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