Stay ahead with trusted industry insights and compliance updates.
Key Takeaways from CFPB’s Statement Regarding LEP Consumers
Feb 22, 2021
By: Timothy A. Raty; Sr. Regulatory Compliance Specialist
Topics: Recent Articles
Compliance News: Indiana Revises Recording Requirements
Feb 22, 2021
On February 18, 2021 Gov. Eric Holcomb (R) signed into law IN HB 1056 (2021), which amends Ind. Code Ann. § 32-21-2-3 so that it only requires either ...
Topics: In the News, Compliance News Alert
Document Updates: ME Notification to Buyer of Withholding Tax Requirement (Cx1570)
Feb 22, 2021
Following an update to Me. Rev. Stat. Ann. tit. 36, § 5250-A(3), the exceptions under which a buyer is not required to withhold tax imposed has been ...
Topics: Document Updates
Compliance News: Updates to USDA Forms
Feb 17, 2021
On January 21, 2021 the U.S. Department of Agriculture (“USDA”) announced that they were posting advanced copies of revisions to RD HB-1-3555, as ...
Topics: In the News, Compliance News Alert
Compliance News: New FNMA AUS Messages Concerning Legacy URLA
Feb 17, 2021
Today, FNMA announced new Automated Underwriting System (“AUS”) messages impacting both the legacy and redesigned Uniform Residential Loan ...
Topics: Compliance News Alert
Compliance News: New Wyoming Revised Uniform Law on Notarial Acts
Feb 12, 2021
Recently, Gov. Mark Gordon (R) signed into law WY S.F. 0029 (2021), which repeals the Wyoming Uniform Law on Notarial Acts (Wyo. Stat. Ann. §§ ...
Topics: In the News, Compliance News Alert
Document Updates: Redesigned Uniform Residential Loan Application (Cx20667)
Feb 11, 2021
The following changes are being made to the redesigned FNMA Form 1003 / FHLMC Form 65 (our Cx20667) following further testing that has been done ...
Topics: Document Updates
Document Updates: Indiana Security Instrument Notaries
Feb 10, 2021
As we alluded to in a previous post, there have been some questions surrounding the notary block for Indiana security instruments ever since Ind. ...
Topics: Document Updates
Document Updates: Various FHA Forms (Cx40, Cx47, Cx48, Cx5014, & Cx17814)
Feb 5, 2021
Pursuant to our monthly audit of Federal Agency forms, we will be making the following changes to the following forms:
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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