Stay ahead with trusted industry insights and compliance updates.
Document Retirements: FHLMC Biweekly Notes and Riders
Feb 10, 2020
On February 5, 2020 the Federal Home Loan Mortgage Corporation (“FHLMC” or “Freddie Mac”) announced the following:
Topics: Document Updates
Document Updates: Advanced Fee/Application Disclosure (Cx2783)
Feb 4, 2020
Under Massachusetts law, the following is proscribed:
Topics: Document Updates
Document Updates: Lender Certification For SFH Guaranteed Loan (Cx3818) and Conditional Commitment for SFH Loan Guarantee – RD 3555-18 (Cx18892)
Jan 28, 2020
Cx18892 is a duplicate of the U.S. Department of Agriculture’s form RD 3555-18 (available at: ...
Topics: Document Updates
Document Updates: ARM Loan Modification Agreements (Cx4888, Cx10514) & Fixed Loan Modification Agreements (Cx1701, Cx10515)
Jan 23, 2020
After a recent compliance review, we are updating our Loan Modification Agreements to better match the corresponding security agreements to include ...
Topics: Document Updates
Document Updates: Notary Section Changes for Affected States
Jan 22, 2020
As part of a periodic audit focusing on notary sections, we are reviewing all of our standard documents with a notary block. To ensure more ...
Topics: Document Updates
Document Updates: Adding TAO Tags to Various Georgia Documents
Jan 8, 2020
On December 20, 2019 the Georgia Department of Banking and Finance finalized amendments to Ga. Comp. R. & Regs. 80-11-1 to include various ...
Topics: Document Updates
Document Updates: IL Mortgage Escrow Account Act (Cx1207) & IL Mortgage Escrow Account Act (Cx16095)
Jan 7, 2020
These two disclosures for Illinois are provided pursuant to 765 Ill. Comp. Stat. Ann. 910/11 and Ill. Admin. Code tit. 38, §§ 1050.1110(f) & ...
Topics: Document Updates
Document Updates: Florida Mortgage Notary Section
Jan 6, 2020
The Florida legislature passed laws updating the state’s notary statutes. Both Fla. Stats. Ann. 695.25 and 117.05 were amended to allow for “online ...
Topics: Document Updates
New Document: Georgia Loan Originator License Disclosure (Cx23616)
Dec 30, 2019
According to a new December 20, 2019 Rule that will be codified as Ga. Comp. R. & Regs. 80-11-1.-01(11), the Georgia Department of Banking and ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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