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TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes

Jun 27, 2018

We will be making the following changes pursuant to “TRID 2.0” (82 FR 37656 [2017]):

Topics: Document Updates

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TRID 2.0 Updates: Post-Consummation Construction Fees

Jun 27, 2018

“TRID 2.0” (82 FR 37656 [2017]) amends Regulation Z to require the total of post-consummation draw, inspection, and handling fees to be disclosed in ...

Topics: Document Updates

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TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes

May 24, 2018

Under TRID 2.0, the “closing costs expiration” date and time on the LE is to be left blank on any revised LE, per the following Official Staff ...

Topics: Document Updates

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Document Updates: DC Lock-In Agreement (Cx10455)

May 21, 2018

Cx10455 is provided pursuant to the provisions of D.C. Mun. Regs. tit. 26-C, §§ 1117.4, 1117.5, & 1117.6. Under Ibid. § 1117.5(e), a lock-in ...

Topics: Document Updates

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Compliance News: FHFA Outlines Plans for Language Access Support

May 10, 2018

The Federal Housing Finance Agency (FHFA) has issued a new “Language Access Multi-Year Plan”, promulgated steps to be taken to provide more support ...

Topics: In the News, Compliance News Alert

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TRID 2.0 and Construction Loans

Apr 17, 2018

By: Timothy A. Raty, Sr. Regulatory Compliance Specialist

Topics: Recent Articles

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Post-Consummation Fees and TRID

Apr 2, 2018

By: Timothy A. Raty, Sr. Regulatory Compliance Specialist

Topics: Recent Articles

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TRID 2.0 Change: Excluding NPE’s from “Borrower” on the Closing Disclosure

Mar 27, 2018

Under TRID 1.0 (78 FR 79730 [2013]), the “Borrower” listed on the top of the Closing Disclosure (“CD”) is the “consumer” and, in rescindable ...

Topics: Document Updates

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Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent

Mar 19, 2018

New Official Staff Commentary to Federal Regulation Z (12 CFR Pt. 1026), enacted as part of the “Amendments to Federal Mortgage Disclosure ...

Topics: Document Updates

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The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.

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