Stay ahead with trusted industry insights and compliance updates.
Document Updates: Changes to DC Financing Agreement (Cx13979)
Nov 30, 2022
In an effort to create a more streamlined document, we have updated the escrow section of Cx13979 District of Columbia Final Financing Agreement and ...
Topics: Document Updates
Document Updates: Docutech Changes for 4506-C Clean Version (Cx3095, Cx10144, Cx17841, Cx18927, and Cx18947)
Nov 22, 2022
On August 20, 2021, the IRS announced their plan to modernize Form 4506-C, also known as the Income Verification Express Service (IVES) Request for ...
Topics: Document Updates
Background of the Supplemental Consumer Information Form
Nov 18, 2022
On May 3, 2022, the Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac (the Government Sponsored Enterprises [GSEs]) ...
Topics: Recent Articles
Document Updates: Adding Witness Signature Lines on TX Home Equity 3044.1 Deed of Trust (Cx6178)
Nov 18, 2022
According to Texas Prop. Code 12.001(b), an instrument for recording either needs to be signed and acknowledged by the grantor in the presence of two ...
Topics: Document Updates
Document Updates: MERS Address Update
Nov 16, 2022
On August 15,2022, MERS published an announcement regarding its 22.2 release for the MERS system/procedures. Included in their announcement was an ...
Topics: Document Updates
Document Updates: 2022 Graphs for Credit Score Disclosure – A-3/H-3 (Cx15312)
Nov 14, 2022
Cx15312 is a duplicate of the Model A-3/H-3 Form provided by the Federal Trade Commission, Federal Reserve Board, and Consumer Financial Protection ...
Topics: Document Updates
Document Updates: Language Change on Standard Buydown Agreement (Cx25)
Nov 7, 2022
We have made a slight update to the language on our standard Buydown Agreement (Cx25) to more specifically address what happens to buydown funds when ...
Topics: Document Updates
Compliance News: IRS Announces Revised 4506-C Rollout Timeline
Nov 1, 2022
On June 6, 2022, the IRS announced a draft form was available for a revised Form 4506-C and provided guidance as to major changes that needed to be ...
Topics: In the News, Compliance News Alert
Document Update: Fannie Mae Updates MERS Lender Definition in 07/2021 Texas Home Equity Security Instrument Form 3044.1 (Cx25323)
Oct 21, 2022
Fannie Mae recently updated Paragraph 4(a) of the Instructions to the 07/2021 Texas Home Equity Security Instrument (Form 3044.1) (our Cx25323).
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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