Stay ahead with trusted industry insights and compliance updates.
Update: FHA Notes & Mortgages
Aug 31, 2022
As previously announced, FNMA and FHLMC have published revised uniform instruments that must be utilized for all loans delivered to the GSEs with ...
Topics: In the News, Compliance News Alert
“Should I Stay or Should I Go?” GSE Uniform Instruments and FHA Loans
Aug 30, 2022
By: Fred Gooch, Operations Counsel/SVP Compliance
Topics: Recent Articles
Document Updates: Freddie Mac Trust Signature Language
Aug 2, 2022
After a review of the language that prints for our signature lines for Trusts, we have decided to update our standard Trust signatures to provide the ...
Topics: Document Updates
Summary of CFPB Supervisory Highlights, Issue 26, Spring 2022
Jul 29, 2022
By Markell Corpus Periodically, the CFPB publishes Supervisory Highlights to inform relevant entities of key findings from supervisory oversight. The ...
Topics: Recent Articles
Document Updates: CX13909: Update Address on MD Net Tangible Benefits Worksheet
Jul 27, 2022
We are updating our MD Net Tangible Benefits Worksheet( Cx13909) to match the latest version of the form published by the Maryland Commissioner of ...
Topics: Document Updates
Document Updates: New Uniform Instruments
Jul 15, 2022
As announced earlier, Fannie Mae (FNMA) and Freddie Mac (FHLMC) published announcements about the release of their updated uniform legal instruments, ...
Topics: Document Updates
Late Fee Updates: Oklahoma and South Carolina Maximum Charge Increases
Jun 14, 2022
Oklahoma As per annual requirements, Oklahoma has updated its laws regarding the maximum dollar amounts which can be charged for late fees.
Topics: Document Updates
Document Updates: Anti-Discrimination Disclosure Included in California Copies of Notices of Right to Receive Copy of Appraisal Report (Cx18023, Cx17903 & Cx17904)
Jun 10, 2022
On September 28, 2021, California Gov. Gavin Newsom signed into law AB 948, legislation which contains multiple provisions related to appraisal bias. ...
Topics: Document Updates
Document Updates: DC Real Property Recordation and Transfer Tax Form FP 7-C (Cx2485)
May 31, 2022
When applying for certain tax exemptions in the District of Columbia, D.C. Mun. Regs. § 9-335 requires the use of model form “ROD 1 – Real Property ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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