Stay ahead with trusted industry insights and compliance updates.
Document Updates: Late Charges for Section 184 Loans
Sep 29, 2021
The Section 184 Indian Housing Loan Guarantee Program Processing Guidelines (found on HUD’s website at ...
Topics: Document Updates
Document Updates: Construction to Permanent Loan Term
Sep 28, 2021
For one-time close loans (Construction-to-Perm), some documents in our document library print the total loan term that includes the construction ...
Topics: Document Updates
Document Updates: Various Balloon Payment Disclosures
Aug 30, 2021
Some states require a specific disclosure to be given when a loan has a balloon payment. We provide the following documents for these requirements:
Topics: Document Updates
Late Fee Updates: New North Dakota Maximum Charge
Jul 29, 2021
North Dakota has amended the “North Dakota Money Brokers Act”. As part of these changes, ND ST 13-04.1-09.3(2) was modified to state that:
Topics: Document Updates
Document Updates: Witness Name Fields on Florida Security Instruments
Jul 29, 2021
Pursuant to a routine audit, we are adding witness fields to our standard Florida security instruments. According to Fla. Stat. Ann. § 695.26(1)(c), ...
Topics: Document Updates
Juneteenth And Residential Real Estate Transactions
Jul 22, 2021
By: Paulette Price
Topics: Recent Articles
Document Update: Minor Change to Nevada Security Instruments (Cx342 and Cx19386)
Jul 14, 2021
Nevada law requires security instruments to contain “[t]he mailing address of the grantee or, if there is no grantee, the mailing address of the ...
Topics: Document Updates
Global Mapping Change: Subject to Kansas Uniform Consumer Credit Code
Jul 13, 2021
First American Docutech has made an adjustment to the loan-to-value (LTV) calculation used to determine when the Kansas Uniform Consumer Credit Code ...
Topics: Document Updates
Document Updates: Expanded Functionality for New York CEMA Loans (Cx343, Cx1583, Cx16197, and Cx16198)
Jul 7, 2021
Subsequent to a document review, we have decided to add an enhancement to the notary block on our New York Consolidation, Extension, and Modification ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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