Stay ahead with trusted industry insights and compliance updates.
Document Updates: 2020 Graphs for Credit Score Disclosure – B-3/H-3 (Cx15312)
Dec 9, 2020
Cx15312 is a duplicate of the Model B-3/H-3 Form provided by the Federal Trade Commission, Federal Reserve Board, and Consumer Financial Protection ...
Topics: Document Updates
Document Updates: Testing 4506-C IVES Request for Transcript of Tax Return (Copy of Tax Form, Cx3095)
Dec 9, 2020
A “Featured News” email sent by FNMA included the following:
Topics: Document Updates
A Short History of IRS Form 4506-C
Dec 1, 2020
By: Timothy A. Raty, Sr. Regulatory Compliance Specialist
Topics: Recent Articles
New Document: FHA Airport Runway Clear Zone Notice (Cx24408)
Dec 1, 2020
Part of the recent updates to FHA Single Family Handbook 4000.1 includes the addition of the following:
Topics: Document Updates
Document Updates: TN Lock-In Agreement (Cx14675)
Nov 18, 2020
Our standard Tennessee Lock-In Agreement (Cx14675) is provided in all Tennessee Initial Disclosures with an existing rate lock, in order to satisfy ...
Topics: Document Updates
Document Changes: MA Counseling Disclosure (Cx13391)
Nov 12, 2020
Mass. Gen. Laws ch. 184, § 17B 1/2 requires that:
Topics: Document Updates
Cal. Civ. Code § 1632: The Lesser-Known Language Requirement
Oct 30, 2020
By: Timothy A. Raty, Sr. Regulatory Compliance Specialist
Topics: Recent Articles
SSNs, the eCBSV, and Us
Oct 8, 2020
By: Timothy A. Raty, Sr. Regulatory Compliance Specialist
Topics: Recent Articles
Document Updates: Redesigned Uniform Residential Loan Application (Cx20667)
Oct 6, 2020
The following changes are being made to the redesigned FNMA Form 1003/FHLMC Form 65 (our Cx20667) following further testing that has been done during ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
Subscribe and get the latest information on the state of the digital mortgage and eClosing evolution, regulatory compliance, industry trends, upcoming events, and more.