Stay ahead with trusted industry insights and compliance updates.
Document Updates: Various Washington Security Instruments
Feb 11, 2022
As is common in the mortgage industry, First American Docutech generally provides a “Prepared By” section on security instruments. This section is ...
Topics: Document Updates
Document Updates: Updates to Social Security Number Verification (Cx5579)
Jan 26, 2022
According to the instructions for the SSA-89, the form is required to be completed for each “reason for authoring consent.” The form has several ...
Topics: Document Updates
Compliance News: Prepayment Penalty Matrix
Jan 18, 2022
The Ohio Department of Commerce has announced an increase in the coverage amount for a residential mortgage to be subject to, or exempt from, a ...
Topics: In the News, Compliance News Alert
Document Updates: Updates to Tax Form 4506 Request for Copy of Tax Return (Cx23)
Jan 5, 2022
Pursuant to our monthly audit of Federal Agency forms and to match the model forms, we will be making the following changes to Cx23:
Topics: Document Updates
Required Field Prompt Update: Mortgage Insurance Premium, 1st Renewal Percent for Section 184 loans
Dec 13, 2021
An annual premium of 0.25% must be collected for Section 184 Indian Home Loan Guarantee Program loans. The premium ends differently than for regular ...
Topics: Document Updates
Document Updates: VT Broker/Prospective Borrower Agreement (Cx3594)
Nov 19, 2021
Vermont Admin. Code 4-2-3:4(a) requires that before a Mortgage Broker takes any fee or collects any charges, or at the time the prospective borrower ...
Topics: Document Updates
Document Updates: Section 184A Forms for Native Hawaiian Housing Loan Guarantee Program
Nov 5, 2021
Section 184 forms are available upon request in ConformX. Section 184A forms for Hawaii are now also available upon request.
Topics: Document Updates
Document Updates: Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding (Cx7938)
Nov 1, 2021
Pursuant to our monthly audit of Federal Agency forms and to match the model forms made available at https://www.irs.gov/pub/irs-pdf/fw8ben.pdf, we ...
Topics: Document Updates
Document Update: Cx995 MI Principal Residence Exemption (PRE) Cx996 MI Property Transfer Affidavit, and Cx997 MI Request to Rescind Principal Residence Exemption (PRE) Updates
Oct 21, 2021
Some minor updates have been made to our forms Cx995 MI Principal Residence Exemption (PRE), Cx996 MI Property Transfer Affidavit, and Cx997 MI ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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