Stay ahead with trusted industry insights and compliance updates.
Document Updates: Retiring Old HUD FHA-VA Addendum (Cx3981)
Oct 1, 2021
We are retiring our HUD FHA-VA Addendum form Cx3981. This is an older version of the HUD/VA Addendum to URLA and shouldn’t be printed for any loan ...
Topics: Document Updates
Document Updates: Multistate Condominium Rider (Cx2482)
Sep 30, 2021
We have updated our Multistate Condominium Rider form Cx2482 to include the line “What Lender requires as a condition of this waiver can change ...
Topics: Document Updates
Document Updates: Discontinuation of Cx12271 – OH Business Relationship Disclosure Notice
Sep 20, 2021
We will be discontinuing the use of Cx12271 – OH Business Relationship Disclosure Notice, and using Cx11413, Affiliated Business Arrangement ...
Topics: Document Updates
Compliance News: Georgia Waiver of Borrowers Rights (Cx1009) Determined by CFPB to be Deceptive in Violation of RESPA
Aug 30, 2021
The Georgia Waiver of Borrowers Rights (Cx1009) is an agreement where a borrower waives all rights regarding receiving notice or having a judicial ...
Topics: In the News, Compliance News Alert
Document Updates: IRS Forms 4506 Request for Copy of Tax Return (Cx23) and 4506-C Request for Transcript of Tax Return (Cx3095)
Aug 18, 2021
Previously Borrowers Home Phone Number (Field 445) printed for all borrower copies in the section labeled “Phone number of taxpayer of line 1a or 2a” ...
Topics: Document Updates
Document Update: Request for a Certificate of Eligibility for VA Home Loan Benefits (Cx3957), Interest Rate Reduction Refinancing Worksheet (Cx5535), and Description of Materials (Cx17488)
Jul 29, 2021
We are updating the following VA Forms to reflect updates recently published by the VA. The affected forms are:
Topics: Document Updates
Document Updates: Freddie Mac Changes to Explanation of Loan Terms (POA) (Cx23852)
Jun 28, 2021
Freddie Mac has updated their power of attorney (POA) requirements to limit the pre-close borrower discussions to only cash-out refinances. To ...
Topics: Document Updates
Document Update: Indiana State Form 51781 (Cx14885)
Jun 22, 2021
Due to a recent document audit, we are updating our version of Indiana State Form 51781 (Cx14885 IN Property Tax Benefits), to align with the updated ...
Topics: Document Updates
Document Updates: VA Deed of Trust (Cx354) and FHA VA Deed of Trust (Cx19404)
Jun 16, 2021
Gov. Ralph Northam (D) approved VA H.B. 1882 (2021), which impacts several rules regarding deeds of trust. The law updated the model form for ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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