Stay ahead with trusted industry insights and compliance updates.
Compliance News: New York “What Mortgage Applicants Need To Know” Pamphlet
Dec 20, 2024
On December 13, 2024, New York Governor Kathy Hochul signed Assembly Bill A9686 which enacts NY Banking Law § 35 which contains a new requirement for ...
Topics: In the News
Font Size Change For Various Texas Disclosures
Dec 17, 2024
Texas has updated its document requirements for various disclosures to require at least 12 point font starting January 1, 2025. See 7 TAC § 55.3, 7 ...
Topics: Document Updates
Compliance News: “Limited Purpose Execution” Language in Security Instruments
Dec 2, 2024
Fannie Mae recently announced:
Topics: Compliance News Alert
Document Updates: Cx3883 Texas Mortgage Company Disclosure & Cx2999 Texas Mortgage Banker Disclosure Including Additional Rules Changes to Texas Administrative Code
Nov 19, 2024
The Texas Finance Commission has adopted rules proposed by the Texas Department of Savings and Mortgage Lending. These rules were published in the ...
Topics: Document Updates
Document Updates: Changes to HUD Important Notice to Homebuyers 92900-B (Cx40) HUD Addendum to Uniform Residential Loan Application Form 92900-A (Cx24442)
Nov 18, 2024
Pursuant to our monthly audit of Federal Agency forms our teams found that that HUD Important Notice to Homebuyers 92900-B (Cx40) and HUD Addendum to ...
Topics: Document Updates
Document Updates: South Carolina Probate and Acknowledgment Recording Methods
Nov 12, 2024
Per SC Code 1976 § 30-5-30, on all written instruments (except for mortgage satisfactions), there must be two witnesses including either a probate ...
Topics: Document Updates
Document Updates: Form HUD-92900-LT FHA Loan Underwriting and Transmittal Summary (Cx13513) & Form HUD-92561 Borrower’s Contract with Respect to Hotel and Transient Use of Property (Cx17814)
Oct 18, 2024
Pursuant to our monthly audit of federal agency forms, we have updated Cx13513 “FHA Loan Underwriting and Transmittal Summary” and Cx17814 “Borrowers ...
Topics: Document Updates
Document Updates: Cx11145 KY Fair Housing Disclosure
Oct 18, 2024
According to 104 Ky. Admin. Regs. §1:010(4), A person or entity engaged in real estate or real estate-related transactions must provide to owners and ...
Topics: Document Updates
Document Updates: HELOC and Second Lien Security Instrument Notary Acknowledgments
Sep 27, 2024
All post-2021 first lien closed end standard security instruments in ConformX share the same logic in the notary acknowledgment area. This notary ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
Subscribe and get the latest information on the state of the digital mortgage and eClosing evolution, regulatory compliance, industry trends, upcoming events, and more.