Stay ahead with trusted industry insights and compliance updates.
Document Updates: Request for SFH Loan Guarantee – Form RD 3555-21 (Cx18893)
Nov 25, 2020
Provided pursuant to 7 C.F.R. § 3555.107(i) and RD HB-1-3555, ch. 10 & 15, Form RD 3555-21 discloses (in Section 6) a breakdown of the amounts ...
Topics: Document Updates
Compliance News: Pennsylvania Adjusts Base Figure Amount (2021)
Nov 10, 2020
The Pennsylvania Department of Banking and Securities has announced in 50 Pa.B. 6269 (Nov. 7, 2020) that they will be adjusting the “base figure” ...
Topics: In the News, Compliance News Alert
Document Updates: CA Financing Law Statement of Loan – Brokers (Cx5188)
Oct 13, 2020
Provided for Cal. Fin. Code §§ 22314 & 223338 and Cal. Code Regs. tit. 10, § 1454, Cx5188 contains a disclosure of the name, address, license ...
Topics: Document Updates
Document Updates: New California Department of Financial Protection and Innovation
Oct 8, 2020
California has changed the name of their “Department of Business Oversight” to the “Department of Financial Protection and Innovation”.
Topics: Document Updates
Reminder: Transition to SOFR
Sep 18, 2020
The GSEs will not purchase LIBOR ARMs for applications dated October 1, 2020 or later, or as whole loans after December 31, 2020, or in MBS pools ...
Topics: Document Updates
Document Updates: Margin Change for Virginia Recordable Documents
Sep 4, 2020
Pursuant to a review of Virginia state recording requirements, it was determined that at least one county requires a top margin of 1.25 inches on all ...
Topics: Document Updates
Document Updates: Redesigned Spanish Translation Aid for the Uniform Residential Loan Application (Cx20668)
Jul 31, 2020
The following edits have been made to the redesigned Spanish Translation Aid for the FNMA Form 1003/FHLMC Form 65 in ConformX to allow new Cx20668 to ...
Topics: Document Updates
Document Updates: Loan Estimate (Cx18565 & Cx18990) and Closing Disclosure (Cx18566 & Cx18991)
Jun 25, 2020
The CFPB has revised their TRID FAQs, which includes the addition of the following:
Topics: Document Updates
Document Updates: CHARM Booklet
Jun 18, 2020
The CFPB has published a revised version of the “CHARM Booklet” required by 12 C.F.R. § 1026.19(b)(1) (available at: ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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