Stay ahead with trusted industry insights and compliance updates.
Document Updates: New York State Department of Financial Services Publishes “What Mortgage Applicants Need To Know” Pamphlet (Cx28331)
Jun 10, 2025
As previously announced, because the NYDFS had not yet posted the “What Mortgage Applicants Need To Know” pamphlet on their website, to comply with ...
Topics: Document Updates
Document Updates: Louisiana HELOC Mortgage (Cx1356)
Jun 9, 2025
According to Louisiana Civil Code Article 2347, the concurrences of both spouses is required for the lamination, encumbrance, or lease of community ...
Topics: Document Updates
Document Updates: Cx1570 Maine Notification to Buyer of Withholding Tax Requirement
Jun 6, 2025
Recently, we announced here that we updated Cx1570 (Maine Notification to Buyer of Withholding Tax Requirement). We have made further updates to ...
Topics: Document Updates
Document Updates: New NY “What Mortgage Applicants Need To Know” Pamphlet (Cx28331)
Jun 4, 2025
As previously announced, on December 13, 2024, New York Governor Kathy Hochul signed Assembly Bill A9686 that enacts NY Banking Law § 35, which ...
Topics: Document Updates
Document Updates: West Virginia Ability-to-Repay Worksheet (Cx21375)
May 30, 2025
W. Va. Code §106-5 requires:
Topics: Document Updates
Document Updates: California Deed of Trust Second (Cx471)
May 27, 2025
To avoid confusion in the section “Request for Notice of Default and Foreclosure under Superior Mortgages or Deeds of Trust” in Cx471 “CA Deed of ...
Topics: Document Updates
Document Updates: Pennsylvania Lock-In Agreement (Cx15748)
May 27, 2025
After review, Docutech has updated the phrase beneath the title “Pennsylvania Lock-In Agreement” in Cx15748:
Topics: Document Updates
Document Updates: Form HUD-50131 Section 184 Request for Case Number (Cx7910)
May 27, 2025
After review, Docutech has created the new Field 193623 “Section 184 Loan Guarantee Program Underwriting Type” for ease in selecting the appropriate ...
Topics: Document Updates
Document Updates: Cx11242 RI Tangible Net Benefit Form
May 20, 2025
230 RICR 40-10-3.5(A)(1)(a) and (B)(a)(2) require a net tangible benefit to the borrower for Home Loans. (A)(1)(g) and (B)(a)(6) require the use of ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
Subscribe and get the latest information on the state of the digital mortgage and eClosing evolution, regulatory compliance, industry trends, upcoming events, and more.