Stay ahead with trusted industry insights and compliance updates.
Update: FHA Notes & Mortgages
Aug 31, 2022
As previously announced, FNMA and FHLMC have published revised uniform instruments that must be utilized for all loans delivered to the GSEs with ...
Topics: In the News, Compliance News Alert
Document Updates: HomeStyle Renovation Loan Rider (Cx22294) and HomeStyle Renovation Loan Investor Rider (Cx22292)
Aug 31, 2022
Docutech is making a configuration update to the FNMA form 3732 Homestyle Renovation Loan Rider (Cx22294) and the FNMA Form 3733 Homestyle Renovation ...
Topics: Document Updates
Document Updates: Approval of Purchaser and Release of Seller (Cx14701) and Draw Request (Cx3399)
Aug 30, 2022
After our monthly review of HUD model forms, we have identified two forms that needed to be updated. They are as follows:
Topics: Document Updates
Document Updates: MD Important Notice Regarding Housing Counseling (Cx15232)
Aug 30, 2022
The Maryland Department of Housing and Community Development updated the Important Notice Regarding Housing Counseling form. According to MD Code ...
Topics: Document Updates
“Should I Stay or Should I Go?” GSE Uniform Instruments and FHA Loans
Aug 30, 2022
By: Fred Gooch, Operations Counsel/SVP Compliance
Topics: Recent Articles
Document Updates: Conditional Commitment Direct Endorsement – Case Binder’s Copy (Cx4733), and Conditional Commitment Direct Endorsement – Lender’s Copy (Cx4566)
Aug 9, 2022
In Mortgagee Letter 2022-11 from the U.S. Department of Housing and Urban Development (HUD) dated July 12, 2022, it was announced that the Federal ...
Topics: Document Updates
Document Updates: Oregon Float or Lock Agreement (Cx4297)
Aug 5, 2022
The Oregon Division of Finance and Corporate Securities has published updates to their “Interest Rate Lock/Float Agreement” on their website at: ...
Topics: Document Updates
Document Updates: Freddie Mac Trust Signature Language
Aug 2, 2022
After a review of the language that prints for our signature lines for Trusts, we have decided to update our standard Trust signatures to provide the ...
Topics: Document Updates
Summary of CFPB Supervisory Highlights, Issue 26, Spring 2022
Jul 29, 2022
By Markell Corpus Periodically, the CFPB publishes Supervisory Highlights to inform relevant entities of key findings from supervisory oversight. The ...
Topics: Recent Articles
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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