Stay ahead with trusted industry insights and compliance updates.
Compliance News: IRS Announces Revised 4506-C Rollout Timeline
Nov 1, 2022
On June 6, 2022, the IRS announced a draft form was available for a revised Form 4506-C and provided guidance as to major changes that needed to be ...
Topics: In the News, Compliance News Alert
“Purchase Money” Language on the Revised Uniform Security Instruments
Oct 24, 2022
The instructions to the 2021 versions of the Fannie Mae/Freddie Mac uniform security instruments allow certain purchase money language to be included ...
Topics: Document Updates
Document Updates: Oregon Interest Rate Lock/Float Agreement (Cx4297)
Oct 24, 2022
It has come to our attention that there is a section on Oregon’s Interest Rate Lock/Float Agreement (Cx4297) that is causing some confusion for ...
Topics: Document Updates
Document Update: Fannie Mae Updates MERS Lender Definition in 07/2021 Texas Home Equity Security Instrument Form 3044.1 (Cx25323)
Oct 21, 2022
Fannie Mae recently updated Paragraph 4(a) of the Instructions to the 07/2021 Texas Home Equity Security Instrument (Form 3044.1) (our Cx25323).
Topics: Document Updates
Document Update: Fannie Mae Updates Default Charges Paragraph in 07/2021 Washington Security Instrument Form 3048 (Cx25327)
Oct 21, 2022
Fannie Mae recently updated Paragraph 15(b) of the 07/2021 Washington Security Instrument (Form 3048, our Cx25327).
Topics: Document Updates
Document Updates: Hawaii Jurisdiction Update to City and County of Honolulu for the Notary Block
Oct 21, 2022
Haw. Rev. Stat. Ann. § 456-9(c)(4) reflects that every acknowledgment or jurat with a certificate shall be signed and dated by the notary public, ...
Topics: Document Updates
Fannie Mae 1003 Citizenship and the IRS W-9/W-8
Oct 18, 2022
There are at least two times in the mortgage documentation process when citizenship is an important factor. One is on a specific section on the 1003 ...
Topics: Recent Articles
Document Updates: Power of Attorney Change for Signature/Name Affidavit (Cx865)
Oct 18, 2022
We have made slight updates to the fields that are associated with our Signature/Name Affidavit (Cx865) when it pertains to power of attorney. We are ...
Topics: Document Updates
Compliance News: California Amends Requirements for Notice to Cosigner (Cx886)
Oct 13, 2022
California Senate Bill No. 633 amends requirements for consumer credit contracts, particularly those regarding the Notice to Cosigner. These ...
Topics: In the News, Compliance News Alert
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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