Stay ahead with trusted industry insights and compliance updates.
Document Updates: HELOC Historical Table on HELOC Important Terms (Cx21651)
Dec 20, 2022
Our standard HELOC Important Terms document (Cx21651) has a table that shows how the Annual Percentage Rate and the minimum monthly payments for a ...
Topics: Document Updates
Global Mapping Changes: New Uniform Instruments Default to “Yes”
Dec 20, 2022
As announced earlier, FNMA and FHLMC have published revised uniform instruments that must be utilized for loans delivered to the GSEs with note dates ...
Topics: Document Updates
Compliance News: Changes to the HELOC Booklet
Dec 19, 2022
On December 16, 2022, the CFPB published a notice in the Federal Register (87 FR 77078) that they’ve updated the consumer publication “What You ...
Topics: In the News, Compliance News Alert
Document Updates: Change to New Jersey Commitment Letter (Cx4479)
Dec 18, 2022
New Jersey Administrative Code 3:1-16.5 outlines the process to obtain a loan commitment from a borrower. The law has several disclosure requirements ...
Topics: Document Updates
Document Updates: Signature/Name Affidavits (Power of Attorney) (Cx865) & (Cx7965)
Dec 16, 2022
For those circumstances where the borrower or non-borrowing party have an individual with power of attorney signing for them, we are updating our ...
Topics: Document Updates
Document Updates: HUD-92561 Borrowers Contract with Respect to Hotel and Transient use (Cx17814) (Cx5014) (Cx48)
Dec 15, 2022
Form HUD-92561 Borrower’s Contract with Respect to Hotel and Transient Use of Property, in which a borrower agrees with HUD to not use the property, ...
Topics: Document Updates
Document Updates: Updates to Nonsupervised Lender’s Nomination and Recommendation of Credit Underwriter (Cx14217)
Dec 12, 2022
Cx14217, Nonsupervised Lender’s Nomination and Recommendation of Credit Underwriter is a direct copy of VA Form 26-8736a. The VA has updated the ...
Topics: Document Updates
Document Updates: Updates to Various VA Documents
Dec 12, 2022
Pursuant to our monthly audit of Federal agency forms, we will be updating the following documents to match the most recent revisions published on ...
Topics: Document Updates
Document Updates: Technical Changes to Updated Uniform Instruments (7/2021 versions) FNMA Form 3043 Tennessee Deed of Trust (Cx25321)
Dec 8, 2022
A minor technical update has been made to the revision date on the uniform instrument FNMA form 3043 (07/2021 versions) of The FNMA Tennessee Deed of ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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