Stay ahead with trusted industry insights and compliance updates.
Document Updates: New Additional Tax Transcript Functionality for 4506-C (Cx3095)
Dec 27, 2021
IRS Form 4506-C is used to request tax return information. Specifically, Form 4506-C was created to be utilized by authorized IVES participants to ...
Topics: Document Updates
Global Mapping Updates: Fields “Loan Amount Less Than or Equal to Reg Z Threshold Amount” (81938) and “Higher-Risk HPML” (67269) for 2022
Dec 27, 2021
As in previous years, the Consumer Financial Protection Bureau (“CFPB”) has updated a couple of the dollar amounts specified in various parts of ...
Topics: Document Updates
Required Field Prompt Update: Mortgage Insurance Premium, 1st Renewal Percent for Section 184 loans
Dec 13, 2021
An annual premium of 0.25% must be collected for Section 184 Indian Home Loan Guarantee Program loans. The premium ends differently than for regular ...
Topics: Document Updates
Document Updates: Instrument Number on DC Security Instruments (Cx315, Cx474, Cx2167, and Cx19366)
Dec 13, 2021
D.C. Code § 42-1103(b-1)(2) requires purchase money mortgages or purchase money deeds of trust to “reference the deed conveying title to the ...
Topics: Document Updates
Document Updates: New Cover Sheet for Indiana Property Tax Benefits (Cx14885)
Dec 7, 2021
In order to provide clarity, we will be updating the Indiana Property Tax Benefits form (Cx14885) to include a cover sheet with instructions for the ...
Topics: Document Updates
Document Updates: Forgivable Loans on the Amortization Schedule (Cx12)
Dec 3, 2021
This month in our 4.8.24 ConformX software release changes are being made to our Amortization Schedule (Cx12) for Forgivable loans. Forgivable loans ...
Topics: Document Updates
Document Updates: Illinois Borrower Information Document (Cx1206), Illinois Mortgage Escrow Account Act (Cx1207), and Illinois Pledged Time Deposit Account Disclosure (Cx1014)
Nov 22, 2021
According to Ill. Admin. Code tit. 38 §1050.1110 the Option to Pledge a Time Deposit in Lieu of an Escrow Account (Cx1014) and the copy of the ...
Topics: Document Updates
Document Updates: Lock Agreements for CA, NY, and WA (Cx7442, Cx5099, and Cx2792)
Nov 22, 2021
We have recently reviewed our State lock agreements for signature requirements and eSignature functionality. As a result of this review, we are ...
Topics: Document Updates
Document Updates: VT Broker/Prospective Borrower Agreement (Cx3594)
Nov 19, 2021
Vermont Admin. Code 4-2-3:4(a) requires that before a Mortgage Broker takes any fee or collects any charges, or at the time the prospective borrower ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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