Stay ahead with trusted industry insights and compliance updates.
Additional Interagency Clarifications for Transitioning from the LIBOR Index
Jan 6, 2022
Two Recent Statements Regarding the Use of the LIBOR Index
Topics: Recent Articles
Document Updates: Updates to Tax Form 4506 Request for Copy of Tax Return (Cx23)
Jan 5, 2022
Pursuant to our monthly audit of Federal Agency forms and to match the model forms, we will be making the following changes to Cx23:
Topics: Document Updates
Document Updates: Self-Employment Income on the Redesigned URLA FNMA 1003 (Cx20667)
Jan 5, 2022
We are making changes to our FNMA Form 1003 (Cx20667) to align with updated guidance indicating how self-employment income should be reported on the ...
Topics: Document Updates
Document Updates: Notary Updates Effective January 1, 2022
Dec 29, 2021
The year 2021 has seen some significant changes in notary laws as remote online notarization (RON) has become increasingly more common due to the ...
Topics: Document Updates
Document Updates: 2021 Graphs for Credit Score Disclosure – A-3/H-3 (Cx15312)
Dec 29, 2021
Cx15312 is a duplicate of the Model A-3/H-3 Form provided by the Federal Trade Commission, Federal Reserve Board, and Consumer Financial Protection ...
Topics: Document Updates
Document Update: Informed Consumer Choice Disclosure Notice (Cx41)
Dec 28, 2021
Pursuant to our monthly audit of Federal agency forms, we will be updating our copy of the Model Notice for Informed Consumer Choice Disclosure ...
Topics: Document Updates
Document Updates: New Additional Tax Transcript Functionality for 4506-C (Cx3095)
Dec 27, 2021
IRS Form 4506-C is used to request tax return information. Specifically, Form 4506-C was created to be utilized by authorized IVES participants to ...
Topics: Document Updates
Global Mapping Updates: Fields “Loan Amount Less Than or Equal to Reg Z Threshold Amount” (81938) and “Higher-Risk HPML” (67269) for 2022
Dec 27, 2021
As in previous years, the Consumer Financial Protection Bureau (“CFPB”) has updated a couple of the dollar amounts specified in various parts of ...
Topics: Document Updates
Required Field Prompt Update: Mortgage Insurance Premium, 1st Renewal Percent for Section 184 loans
Dec 13, 2021
An annual premium of 0.25% must be collected for Section 184 Indian Home Loan Guarantee Program loans. The premium ends differently than for regular ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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