Stay ahead with trusted industry insights and compliance updates.
Document Updates: Anti-Coercion Insurance Disclosures (Cx2778)
Apr 6, 2021
Earlier this year, we announced revisions to Cx2778 when it is used for loans secured by property in either Colorado or Idaho. We are now making ...
Topics: Document Updates
State Disclosure Audit (2021): Alabama
Apr 6, 2021
Pursuant to an internal audit of our Alabama-specific disclosures, we will be making the following changes.
Topics: Document Updates
Document Updates: Explanation of Loan Terms (POA) (Cx23852) & Borrower’s Income Verification COVID-19 Declaration (Cx23858)
Apr 5, 2021
We will be making the following changes to two COVID-19 Pandemic related documents:
Topics: Document Updates
Document Updates: Power of Attorney on Compliance Agreement (Cx4) and Occupancy Statement (Cx15)
Apr 2, 2021
Although not a legally required document, we provide on a generic basis an “Errors and Omissions/Compliance Agreement”(our Cx4), in which the ...
Topics: Document Updates
Compliance News: West Virginia Enacts RON Legislation
Apr 1, 2021
On March 30, 2021 Gov. Jim Justice (R) signed into law WV S.B. 469 (2021), which adds several new sections to the West Virginia Revised Uniform Law ...
Topics: In the News, Compliance News Alert
Document Updates: Various HUD Documents
Mar 25, 2021
Pursuant to our monthly audit of HUD documents, we will be making the following changes to the following documents, to make them conform more with ...
Topics: Document Updates
Document Updates: Redesigned Uniform Residential Loan Application (Cx20667)
Mar 25, 2021
Fannie Mae and Freddie Mac originally gave guidance that the sections of the redesigned FNMA Form 1003 / FHLMC Form 65 (our Cx20667) should be kept ...
Topics: Document Updates
Document Updates: Various USDA Documents (Cx19212 and Others)
Mar 25, 2021
Pursuant to our monthly audit of USDA documents, we will be making the following changes to “USDA/RD Origination Stacking Order Checklist – ...
Topics: Document Updates
Document Updates: Application for Assumption Approval (Cx16049)
Mar 25, 2021
Pursuant to our monthly audit of VA forms, we will be making the following changes to Cx16049:
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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