Stay ahead with trusted industry insights and compliance updates.
Compliance News: FNMA and FHLMC to End Temporary POA Flexibilities
Mar 15, 2021
On March 11, 2021 FNMA revised LL-2021-03 (their “master letter” covering temporary requirements to, and flexibilities for, origination processes, ...
Topics: In the News, Compliance News Alert
Document Updates: Several USDA Forms (Cx3818, Cx18891, Cx18892, & Cx18893)
Mar 11, 2021
The U.S. Department of Agriculture had posted on their website draft revisions of their Forms RD 3555-17, 3555-18, and 3555-21. USDA Procedure Notice ...
Topics: Document Updates
Document Updates: SC Mortgage Broker Fee Agreement for Financial Services (Cx3525)
Mar 8, 2021
Cx3525 is provided pursuant to the requirements of S.C. Code Ann. §§ 37-22-140(K), 37-23-45, 37-23-75, 40-58-75, 40-58-75, 40-58-78(A), & S.C. ...
Topics: Document Updates
Document Updates: Mortgagee’s Assurance of Completion (Cx3556) and Compliance Inspection Report (Cx14697)
Mar 4, 2021
Pursuant to our monthly audit of GSE and Federal Agency forms, we will be making the following changes to the following documents:
Topics: Document Updates
Compliance News: Wyoming Amends Their Version of the UCCC
Mar 3, 2021
On February 9, 2021 Gov. Mark Gordon (R) signed into law WY H.B. 0008 (2021), which amends various sections of the Wyoming-version of the Uniform ...
Topics: In the News, Compliance News Alert
Document Updates: Notary Block on Massachusetts Security Instruments (Cx328, Cx486, Cx1332, and Cx19379)
Mar 2, 2021
A memorandum issued on February 4 2021 by the Chief Title Examiner from the Massachusetts Land Court says that:
Topics: Document Updates
Compliance News: Virginia Changes Certain Security Instrument Requirements
Mar 2, 2021
On February 25, 2021 Gov. Ralph Northam (D) approved VA H.B. 1882 (2021), which impacts several rules regarding deeds of trust, including whether ...
Topics: In the News, Compliance News Alert
Document Updates: Removal of Witness “Proof” Areas on Multiple Documents for Indiana
Feb 25, 2021
Last year, Ind. Code Ann. § 32-21-2-3(a) was amended (allegedly in error) to require both a notarial acknowledgment and a proof on instruments ...
Topics: Document Updates
Document Updates: Redesigned Uniform Residential Loan Application (Cx20667)
Feb 24, 2021
The following changes are being made to the redesigned FNMA Form 1003 / FHLMC Form 65 (our Cx20667) following further testing that has been done ...
Topics: Document Updates
The preceding is for informational purposes only and is not and may not be construed as legal advice. No third-party entity may rely upon anything contained herein when making legal and/or other determinations regarding its practices, and such third party should consult with an attorney prior to embarking upon any specific course of action.
Matrices
Access our compliance matrices.
- Cooperative Matrix
- State Disclosure Matrix
- Federal Disclosure Matrix
- FHA Disclosure Matrix
- FNMA-FHLMC Matrix
- Foreign Language Disclosure Matrix
- Late Fee Matrix
- Late Fee ConformX® Matrix
- Net Tangible Benefit Matrix
- Notary Form Acknowledgement
- Prepayment Penalty Matrix
- Recordable Instruments Matrix
- USDA Matrix
- VA Matrix
TRID Center
Expand your knowledge and understanding of TRID 1.0 and 2.0 with these TRID resources.
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) – Principal Reduction Verbiage
- DI Check Update: Warnings and Errors for Second Lien Loans Exempt from TRID
- Global Mapping Updates: Field “Integrated Disclosure Loan Indicator” and Second Liens Exempt from TRID
- TRID 2.0 Updates: Closing Disclosure (Cx18566) and Spanish Closing Disclosure (Cx18991) Changing Prepaid Interest From 0 to 0.00.
- TRID 2.0 Updates: Post-Consummation Construction Fees
- TRID 2.0 Updates: Prepaid Interest, Payoffs and Payments, and Monthly Escrow Payment Changes
- TRID 2.0 Document Updates: Loan Estimate (Cx18565) and Spanish Loan Estimate (Cx18990) – Closing Costs Expiration Changes
- System Doc Updates: Promissory Notes, Integrated Disclosures, and Land Trusts
- Document Updates: DC Lock-In Agreement (Cx10455)
- TRID 2.0 and Construction Loans
- TRID 2.0 Change: Excluding NPEs from “Borrower” on the Closing Disclosure
- Document Updates: Loan Estimate (Cx18565) and Closing Disclosure (Cx18566) for Construction-to-Permanent
- TRID 2.0 – What Differs from the Proposed Version
URLA Resources
View helpful URLA Compliance resource articles and blog posts.
- URLA Resource Center
- Redesigned Uniform Residential Loan Application
- Compliance News: New URLA Implementation Timeline
- Recent Changes: Know Before You Owe Proposal and New Uniform Residential Loan Application
- 1003 Demographic Information Addendum
- URLA and Data Collection Model Form Updates
- Updates to New FNMA Form 1003
- New Field Mapping and Configuration Update: Print 1003 Demographic Information Addendum
- ULI on FNMA Form 1003 and Demographic Information Addendum
- FHFA Launches Language Translation Disclosure
- FHFA Outlines Plans for Language Access Support
- Notice to Borrowers about Language (Cx22719)
- 2009 and 2018 versions of FNMA Form 1008/FHLMC Form 1077
- Updated FNMA Form 1008
- FNMA Form 1008 Changes and Updated Second Home Rider
- FNMA Indefinitely Postpones Form 1008 Mandatory Effective Date
- Compliance News: Updated FNMA Form 1008
- FNMA Form 1008 Usage Change and Relaxed Late Charge Requirements
- Fannie Mae Selling Guide Announcement
- 1008 Uniform Underwriting and Transmittal Summary – 12/2018
- Global Mapping and Document Changes: Redesigned URLA and UUTS
- Document Updates
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